

Michele Koch
Loan Consultant


Rochester Institute of Technology
I've been helping families navigate the home loan process since 2017, and what drives me every day is pretty simple: I want people to feel confident, not confused, when they close on a home.
Based in Central Pennsylvania, I work with buyers... Show More
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Reviews from Web
As a listing agent, I had an outstanding experience working with Michelle. From the moment I reached out, she was professional, responsive, and genuinely committed to helping me understand the products. She took the time to explain every detail,...
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Reply from Michele Koch
March 23rd, 2026 02:24 PM
thank you so very much for your great review and kind words! The feeling is mutual and the sellers were very lucky to have you representing them! I look forward to the opportunity to work with you again!
Michele and her team are very quick to respond to our inqueries and guide us thoroughly through our whole home buying process.
Reply from Michele Koch
March 23rd, 2026 02:24 PM
thank you so much for the excellent review. It was such a pleasure working with you and Mike and I'm here if you need anything! congrats on your new home!!
Fantastic communication throughout the whole process. Michele was extremely helpful and made everything smooth.
Reply from Michele Koch
March 23rd, 2026 02:24 PM
You and David were just amazing clients, you made my job easy :)
thank you for the great review and I'm always here if you need anything! Congrats on your new home!
Michele goes above and beyond to get the job done! She is very professional and explains everything very clearly. There were many times late in the evening that I had questions or documents that needed addressed and she would either text or...
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Reply from Michele Koch
March 23rd, 2026 02:24 PM
Thank YOU for the great review and for being a great client- you got everything to me so quickly so we could keep moving forward. It was such a pleasure getting to know you and I wish you and Toni many many years of happiness in your new home!...
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You were very prompt with communicating and answered all of our questions thoroughly and promptly! Thank you for your professionalism and making our first time home buying process seem like a breeze!
Reply from Michele Koch
March 23rd, 2026 02:24 PM
Congratulations to you and Mike on the purchase of your new home!! It was such a pleasure getting to know you and thank you so much for putting your trust in me to help you with your mortgage! I'm always here if you have any questions!
Michele was always available to answer questions and walk us through each step. She took the time to reassure us when needed and helped us tackle things so that we could close in 30 days! Way to go Michele!
Reply from Michele Koch
March 23rd, 2026 02:24 PM
Val (and Kate)- it was such a pleasure getting to know you both through the process. Thank YOU for being great clients and I'm happy I could help you with your mortgage. If you ever need anything, I'm here!! Congrats and cheers to making many...
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You were so easily to communicate and quick to answer even of our silliest of questions!
Reply from Michele Koch
March 23rd, 2026 02:24 PM
Thank you both so much for putting your trust in me to help you with your mortgage. I loved answering all your questions, especially the silly ones! :)
I'm here if you need anything, congrats again!!
Michele had exceptional customer service skills. She was very accessible and even had good communication when she was on vacation. She explained things throughout the entire process so we had a good understanding of what was happening every...
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Reply from Michele Koch
March 23rd, 2026 02:24 PM
Sarah and Kevin- thank you both so much for being great clients. I appreciate you and am thrilled that i was able to help you with your mortgage! If you need anything, please don't hesitate to contact me! Congrats on your new home!!
Michele is fabulous at communication and explaining everything especially for 1st time home buyers. She was very easy to work with! I wouldn’t have wanted to go to through the process with anyone else!
Reply from Michele Koch
March 23rd, 2026 02:24 PM
McKayla- thank you for the great review! It was my pleasure helping you and Hunter with your mortgage and if you need anything in the future, please don't hesitate to contact me! Congrats on the purchase of your new home!!
Michele was an incredible communicator and readily available to answer my many questions. She made me feel comfortable with the process. I really enjoyed her working and with her!
Reply from Michele Koch
March 23rd, 2026 02:24 PM
Lisa- thank you so much for the great review and it was such a pleasure working with you! If you ever need anything, please don't hesitate to contact me! Thank you again for putting your trust in me and congrats on the purchase of your new...
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About
I've been helping families navigate the home loan process since 2017, and what drives me every day is pretty simple: I want people to feel confident, not confused, when they close on a home.
Based in Central Pennsylvania, I work with buyers across the entire state. Whether you're buying your first home, making a move-up purchase, using a VA benefit you've earned, or looking at how your home can help you reach bigger financial goals. I'll make sure you understand every step and every option.
I'm known for being easy to reach, honest about what's realistic, and genuinely invested in getting you to the finish line. Buyers and real estate agent partners alike count on me for clear, consistent communication from application to closing, no surprises, no guessing games.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- Rochester Institute of TechnologyMaster of Business Administration (MBA)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- Mortgage Loan Originator
Hobbies
- outdoor activities, swimming, biking, hiking, running
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing