Top 5%
Michele Herrera at CrossCountry Mortgage
Sr. Loan Advisor | NMLS #321843
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner con... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Michelle makes a very stressful process much easier. I had her as a first time home buyer and would not have been able to finish purchasing without her guidance and knowledge. I would not want to use anyone else on future home purchases. She...
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We had a great experience because the representative was professional, knowledgeable, and very helpful during our process. Answered all our questions, and ensured everything was handled smoothly, which made this part of buying a home much easier...
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Reply from Michele Herrera at CrossCountry Mor...
February 2nd, 2026 12:19 AM
Amahl, I'm pleased to hear that you had a positive experience. It’s important to me to provide professional and knowledgeable support to make the process easier and stress-free. If you or Janelle have any other questions or need further assistance,...
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Michelle and her team are awsome everything went so smooth and they answered every question it was a really great experience can not thank them enough a big thank you to Michelle and everyone on her team James Mullen
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Reply from Michele Herrera
February 2nd, 2026 05:33 PM
James, I'm pleased to hear that you had a smooth experience throughout the process. Ensuring all your questions were answered is a priority for me. If there's anything more I can assist with, feel free to reach out. Thank you for the kind words!...
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I’ve had the pleasure of working with Michele on four loans over the past four years—three investment property loans in Santa Barbara and a HELOC on my primary residence—and I’m currently working with her on my fifth.What sets Michele apart...
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I appreciated Michele staying in contact with me throughout the process and always available if I had questions.
Reply from Michele Herrera
January 15th, 2026 08:55 PM
Cheryl, I'm grateful for your kind words. Staying in touch and being available to answer your questions are important parts of ensuring everything goes smoothly. If any more questions arise in the future, please don't hesitate to contact me....
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My transaction with Michele was seamless and successful. 5 Stars!
Reply from Michele Herrera
January 12th, 2026 06:38 PM
I enjoyed working with you. Thanks for the great feedback.
Michele was an outstanding mortgage broker from start to finish. She was knowledgeable, responsive, and made the entire process feel smooth and stress-free. Michele took the time to explain every step clearly, answered all questions with patience,...
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Reply from Michele Herrera
December 24th, 2025 04:08 PM
I appreciate your review, Danielle. It’s great to know you felt the process was smooth and stress-free. I'm glad I could assist both with your condo and now your house purchase. Should you need any more help or have questions in the future,...
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Great personal attenion (as alwys!). Good website experience.
Reply from Michele Herrera at CrossCountry Mor...
December 17th, 2025 03:07 AM
Bob, I am happy to know you had a good experience with our website. I also, appreciate your loyalty and trust in me as your loan advisor for the past several years. I look forward to our next opportunity to work together,
M~
My wife and I have worked with Michele over the past 3 years with 3 purchases and 1 refinance. She performed flawlessly performing the two essential activities in any loan process. The first was the initial review of all financial information...
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She’s outstanding and her dedication to helping is unmatched!
Reply from Owner
October 10th, 2025 02:27 AM
I appreciate your kind words. I'm committed to helping my clients every step of the way, and it's rewarding to know that my dedication has made a positive impact. If there's ever anything more you need, feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #321843 | Branch NMLS #2340522
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- SBAOR
- Kiwanis Santa Barbara
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 321843
Hobbies
- All outdoor activities, traveling, family time, daily exercise and reading
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095