Top 5%
Michele Herrera at CrossCountry Mortgage
Sr. Loan Advisor | NMLS #321843
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner con... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Michele did an incredible job on the buyer's loan. She was able to complete the loan in 17 days. That made a big difference when competing in a multiple offer situation. She communicated with me and the buyer on a daily basis with updates....
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Michele made it great!
Reply from Michele Herrera
March 30th, 2026 05:35 PM
I really appreciate the feedback and am looking forward to working with you again.
Michele was great and helped us out every step of the way! She answered all of our questions at any time of day and made the process very smooth since this was our first time buying a home!
Michele was amazing helping us with our home loan. She answered all of our questions and was always there whenever we needed help. She made the whole process feel so much easier, and we really appreciated how supportive and responsive she was....
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Reply from Michele Herrera
March 16th, 2026 07:16 PM
Allison, I'm glad to hear that you found the process easier with my support. Answering your questions and being there for you is always a priority of mine. If there's anything more you need or any future questions arise, don't hesitate to reach...
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Michele was great very knowledgeable and wonderful to work with.
Reply from Michele Herrera at CrossCountry Mor...
February 27th, 2026 03:28 AM
Chad, Thank you and Alicia for choosing me to be your trusted loan advisor for many years. I am forever grateful!
Michele Herrera at CrossCountry Mortgage has received a review with 5 star rating from Janet V
prompt efficient service by a knowlegable and likable agent
Reply from Michele Herrera at CrossCountry Mor...
February 19th, 2026 07:42 PM
Janet, thank you for your positive feedback. If you ever need further assistance or have any questions, please don't hesitate to reach out.
All my best,
Michele Herrera
Michele Herrera at CrossCountry Mortgage has received a review with 5 star rating from David S
I’ve now worked with Michele on five transactions — a HELOC, three conventional loans, and most recently a refinance — and the experience has been excellent every time. She is incredibly responsive, does a great job explaining options and terms,...
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Reply from Michele Herrera at CrossCountry Mor...
February 19th, 2026 07:41 PM
David, I'm grateful for your continued trust and loyalty. Working with you across multiple transactions has been a pleasure for me, and I look forward to the opportunity to help in the future. Thank you for taking the time to share your experience,...
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Michele answered every question we had as first time homebuyers. The process can be overwelming at times and she was always calm and knowledgeable and always responded in a timely manner.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #321843 | Branch NMLS #2340522
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- SBAOR
- Kiwanis Santa Barbara
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 321843
Hobbies
- All outdoor activities, traveling, family time, daily exercise and reading
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095