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Michele Herrera at CrossCountry Mortgage
Sr. Loan Advisor | NMLS #321843

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner con...... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
It was Michele's excellent customer service and knowledge of the process that impressed us. Communication was timely and responsive. We also greatly appreciated that Michele was personally present at the signing of the closing documents. This...
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Constant communication. Michele was one-step ahead of everything. It was a great experience. And, my clients appreciated when Michele met them to go over the loan docs.
Reply from Michele Herrera at CrossCountry Mor...
May 18th, 2026 12:57 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
She listened and supported us through the whole process, cared about us as people and sp grateful for her kindness and guidance and very speedy process due to our unique needs
Reply from Michele Herrera
May 11th, 2026 08:59 PM
Dwight, I'm glad to know that you felt supported and cared for throughout the process. Your kind words about my guidance mean a lot to me. If there's anything else you need, please feel free to reach out.
Michelle is very knowledgeable and attentive
Reply from Michele Herrera at CrossCountry Mor...
May 4th, 2026 09:05 PM
Veronica, thank you for your kind words. I'm glad that my knowledge and attentiveness made a positive impact on your experience. Do not hesitate to reach out if you have any questions in the future.
The entire loan orocess process was so easy to navigate online and Michelle was with us with every step to answer questions or clarify. Michelle was always available at any time! Our experience was painless and so easy. We would not use anyone...
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Reply from Michele Herrera
May 4th, 2026 08:55 PM
John, I'm pleased to hear that the online loan process was easy for you to navigate. Being available to answer your questions and provide clarification is something I strive for. I'm grateful for your trust and kind words, and look forward...
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Great to work with Michele.
Reply from Michele Herrera at CrossCountry Mor...
April 26th, 2026 07:29 PM
Peter, Thank you for your 5 star review. I am grateful to be your trusted loan advisor. M~
Michelle was incredible! She is so professional, kind, knowledgable, and communicates very well. We could not have asked for a better experience and would give her an 11 out of 10 rating! Thank you Michelle!
Reply from Michele Herrera at CrossCountry Mor...
April 15th, 2026 08:52 PM
William, I'm grateful for your kind words and the appreciated feedback. It's great to know that my professionalism and communication helped create a positive experience for you. If you ever need anything in the future, please feel free to reach...
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Michele did an incredible job on the buyer's loan. She was able to complete the loan in 17 days. That made a big difference when competing in a multiple offer situation. She communicated with me and the buyer on a daily basis with updates....
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Michele made it great!
Reply from Michele Herrera
March 30th, 2026 05:35 PM
I really appreciate the feedback and am looking forward to working with you again.
Michele was great and helped us out every step of the way! She answered all of our questions at any time of day and made the process very smooth since this was our first time buying a home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Barbara, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #321843 | Branch NMLS #2340522
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
684
/850
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Memberships
- SBAOR
- Kiwanis Santa Barbara
Addresses and Serving Areas
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 321843
Hobbies
- All outdoor activities, traveling, family time, daily exercise and reading
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095