Michele J. Smith
Senior Loan Officer
My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST... Show More
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Business Hours
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24 hours
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24 hours
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24 hours
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Reviews from Web
I can NOT say enough about Michele Smith and her staff. This was our second time working with Michele on a mortgage transaction and once again we were highly impressed! Michele is tremendously responsive, makes the process as painless as possible,...
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Reply from Owner
March 15th, 2017 12:00 AM
I have loved, loved helping you and yours through the years! Thank you!
Michele Smith is the most professional, hardworking, and dedicated lender my husband and I have ever worked with!!! She is highly skilled in the banking system and her 32 year experience and expertise showed in everything she did. Michele was...
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Reply from Owner
March 15th, 2017 12:00 AM
You and your husband were such a pleasure. It made me so honored to win your trust and your business! Helping a Veteran and his wife is one of the highest honors. Wishing you both the very best.
Michele is the type of lender everyone wants to work with. She is VERY thorough, has great experience, and cares about her clients. I have used her twice and would use her again in a heartbeat.
Reply from Owner
March 15th, 2017 12:00 AM
Thank you so very, very much. I appreciate the kind words and confidence.
She went beyond what seemed part of her job even calling the realtor who had the listing on a house we wanted. We got that house, in part thanks to her and the process was so professional. Closed in less than a month with a good 30 yea fixed...
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Reply from Owner
March 15th, 2017 12:00 AM
Thank you so very much! I really appreciate it!
Michele worked hard to have my loan ready on time. She got me a good rate and was always available if i had a question. I felt like she really cared about me.
Reply from Owner
March 15th, 2017 12:00 AM
Yea! Thank you s much, so very grateful to you.
As a first home buyer, Michele educated me on the process of buying a home and the whole lending landscape from start to finish. I'm also a tough customer- a lawyer- with zero experience of home buying in the USA (I'm originally from overseas),...
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Reply from Owner
March 15th, 2017 12:00 AM
It was so my pleasure being there every step of the way. I appreciate your trust, you were so great to work with.
We can't say enough good things about Michelle. She has helped us through several transactions and refinancing our house over the last 15 years. She is always there to answer any questions and give advice when we need it. Very professional...
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Reply from Owner
March 15th, 2017 12:00 AM
You guys have been one of my staples over the years as you have grown and flourished. Thank you so much for your continued trust. I appreciate so much being your go to mortgage advisor!
This was my first home purchase and working with Michele made it a painless process. She was incredibly experienced and knew the process and what to expect inside out. She was always there to answer questions and worked with my realtor even...
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Reply from Owner
March 15th, 2017 12:00 AM
Thank you so very much for the kind words! You were such a pleasure to work with!
Michele was very thorough and made sure our process was as smooth as possible! Anything that came up she took care of very quickly & efficiently. I would recommend her to anyone!
Reply from Owner
March 15th, 2017 12:00 AM
Thank you so much Debbie! I appreciate your kind words so much!
1st Time home buyer, Michele was always accessible by phone, text or email, she explained what she needed from me and took care of the rest.Made the whole process easy peasy : ) Thanks Michele
Reply from Owner
March 15th, 2017 12:00 AM
Thank you so very much! I appreciate you more than I can express.
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About
My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST. My team and I love working with and helping people, and I enjoy forming relationships with my clients built on trust, integrity, really hard work and expertise. I have been in the mortgage industry in South Florida for 32 years; experience makes a positive difference! Please don't hesitate to contact me should you have questions about your current mortgage, are in need of a strong, well-respected pre-qualification letter for a new mortgage or have any other home-financing needs. I appreciate your business and look forward to becoming your Mortgage Banker for LIFE! If you have the opportunity, please pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!
Products & Services
Mortgage Loan Officer
Specialities
Mortgages
Home Loans
Bank Statement Loans
DSCR Loans
HELOCs
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Positions
- CMG Home Loans - Senior Loan OfficerFeb 29th, 2024 - Current
- Movement Mortgage - Mortgage Loan OriginatorSep 1st, 2022 - Feb 29th, 2024
Memberships
- NMLS
- NMLS #552574
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS #552574
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Disclaimer
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org.), is an equal housing lender, licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. AZ #0903132; Regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker–NYS Department of Financial Services; Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the New Hampshire Banking Department. Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing (JN#1250611319))