

Michele J. Smith
Senior Loan Officer

My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Michele came very well referred, everyone who has worked with her in the past loves her and has only positive things to say. I still did my due diligence, and spoke with a couple other loan officers... they came no where close to Michele in...
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Michele and her team went above and beyond from the very beginning and displayed a great deal of empathy when unexpected facts and circumstances arose related to the HOA and a pending assessment.
Michele and her team have been the absolute definition of supportive! Throughout this entire process, as a first time home buyer, we have had so many questions and concerns and she has been so patient and responsive with all of our asks and...
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From start to finish everything was amazing.
We knew what to expect and what we needed to do through the whole process.
Excellent people! Very knowledgeable, and helpful!
Great and speedy customer service. They get things done! Amazing team
I would need to write a book to tell my first mortgage experience, but one thing i can say, Im incredibly GRATEFUL that the Universe put Michele and her amazing team on my path. When you think about everything that you are looking for in a...
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Michele was professional, real and always available through my entire home buying process. Even when I wanted to give up. She kept encouraging me to go through push through.
The communication during the entire process was impeccable! I had a challenging situation because I'm house rich and cash poor due to my modest income. My cash out loan is the 1st mortgage I've signed for in 20 years! The whole experience was...
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About
My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST. My team and I love working with and helping people, and I enjoy forming relationships with my clients built on trust, integrity, really hard work and expertise. I have been in the mortgage industry in South Florida for 32 years; experience makes a positive difference! Please don't hesitate to contact me should you have questions about your current mortgage, are in need of a strong, well-respected pre-qualification letter for a new mortgage or have any other home-financing needs. I appreciate your business and look forward to becoming your Mortgage Banker for LIFE! If you have the opportunity, please pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!
Products & Services
Mortgage Loan Officer
Specialities
Mortgages
Home Loans
Bank Statement Loans
DSCR Loans
HELOCs
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Positions
- CMG Home Loans - Senior Loan OfficerFeb 29th, 2024 - Current
- Movement Mortgage - Mortgage Loan OriginatorSep 1st, 2022 - Feb 29th, 2024
Memberships
- NMLS
- NMLS #552574
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS #552574
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Disclaimer
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org.), is an equal housing lender, licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. AZ #0903132; Regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker–NYS Department of Financial Services; Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the New Hampshire Banking Department. Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing (JN#1250611319))