Michele J. Smith
Senior Loan Officer
My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
I have worked with Michele and her team on several occasions throughout the years. They are dedicated professionals that move mountains to make sure that they do the very best for their clients. I cannot say enough about how knowledgeable and...
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I have worked with Michele and her team on several occasions throughout the years. They are dedicated professionals that move mountains to make sure that they do the very best for their clients. I cannot say enough about how knowledgeable and...
read more
As most people know buying a home is very stressful and a lot can go wrong. In our case we had both of those occur. Everything that could have happened did, from losing out on several offers we placed, to issues with Title company, and so on....
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Reply from Owner
October 27th, 2017 12:00 AM
Thank you so very much! What a gift!
If you want someone with experience, expertise, honesty, compassion, and patience, then please choose Michele and her staff - they fit the bill to the tee!
Reply from Owner
March 15th, 2017 12:00 AM
Thank you so much! I appreciate the love!
Michele Smith was hands down the factor that helped us buy our first home. We had a rough time with the Real Estate Agents and the lack of communications. Michele, stepped up to the plate and helped us with everything from communication with...
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Reply from Michele Smith
March 15th, 2017 04:12 PM
Kyle, yours was one of the best victories that I have had the pleasure of being a part of. So happy we were able to win. You guys are so deserving!
Michele Smith was hands down the factor that helped us buy our first home. We had a rough time with the Real Estate Agents and the lack of communications. Michele, stepped up to the plate and helped us with everything from communication with...
read more
Reply from Owner
March 15th, 2017 12:00 AM
Kyle, yours was one of the best victories that I have had the pleasure of being a part of. So happy we were able to win. You guys are so deserving!
Michele's helped us through the scary process of buying our first home and treated us as if we were her own children. Her expertise and 32 experience are only a some of her professional qualities. Her genuine care for helping her clients is...
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Reply from Owner
March 15th, 2017 12:00 AM
Thank you for the mortgage love. It was such a pleasure helping you. :)
Michele is an absolute pleasure to work with. My husband Craig and I used her to secure a mortgage for our first home in 1995, our second home in 2003. We also used her services to refinance our home in 2013. She is our go to girl!
Reply from Owner
March 15th, 2017 12:00 AM
Thank you so much for allowing me to help you through the years. I feel like a member of your family. :)
Michelle is great to work with and the fastest closing I have ever experienced. We have had 4 closing experiences in our history, the last 2 with Michelle and we will never use anyone other than her again. My last closing was completed in 29...
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Reply from Owner
March 15th, 2017 12:00 AM
Thank you so much for the kind words! I appreciate you so much!
If it wasn't for Michele and her team we wouldn't be able to buy our house. They really did go extra mile for us after we got denied on our loan from Chase. We closed on time, she beat Chase's interest rate and the deal went through. We truly...
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Reply from Owner
March 15th, 2017 12:00 AM
I enjoyed so very much jumping in to help you are your family close on your home! Thank you for trusting me.
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About
My goal is to help a client win.... both the great house and the great mortgage. To provide service that is second to none, excellent rates, great terms and mortgage guidance to meet a clients needs and goals; The CLIENT ALWAYS comes FIRST. My team and I love working with and helping people, and I enjoy forming relationships with my clients built on trust, integrity, really hard work and expertise. I have been in the mortgage industry in South Florida for 32 years; experience makes a positive difference! Please don't hesitate to contact me should you have questions about your current mortgage, are in need of a strong, well-respected pre-qualification letter for a new mortgage or have any other home-financing needs. I appreciate your business and look forward to becoming your Mortgage Banker for LIFE! If you have the opportunity, please pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!
Products & Services
Mortgage Loan Officer
Specialities
Mortgages
Home Loans
Bank Statement Loans
DSCR Loans
HELOCs
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Positions
- CMG Home Loans - Senior Loan OfficerFeb 29th, 2024 - Current
- Movement Mortgage - Mortgage Loan OriginatorSep 1st, 2022 - Feb 29th, 2024
Memberships
- NMLS
- NMLS #552574
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS #552574
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Disclaimer
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org.), is an equal housing lender, licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. AZ #0903132; Regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker–NYS Department of Financial Services; Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the New Hampshire Banking Department. Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing (JN#1250611319))