

New American Funding - Michael Troia
Sr. Loan Officer

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr...... Show More
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We would have been happy to lock in 5.99% even if it had cost some money up front, but we are hopeful to be able to refinance next year. The other thing that was difficult was not receiving the final number and closing docs until the evening...
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Reply from New American Funding - Michael Troi...
June 29th, 2026 12:05 PM
Thank you, Lydia, for sharing your experience. I understand the timing of receiving the final numbers and documents was challenging, and I appreciate your patience in that situation. I'm glad to know that, despite this, you had a great experience...
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Loan officer and my agent were amazing and top of everything at all times and they were always available when needed.
Reply from New American Funding - Michael Troi...
June 9th, 2026 02:42 PM
Elizabeth, I'm glad to hear that you had a positive experience with my team and me. It's great to know that we were able to meet your expectations by being available and attentive throughout the process. Thank you for your kind words! Wishing...
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complicated rulesfor closing funds from buyer. Need better communication in advance rather than down to the wire with 12 hours to make it work.
Great communication, great customer service, and great people.
Reply from Michael Troia
June 10th, 2026 08:15 PM
Thank you, Tyler! I'm glad to hear that you appreciated the communication and customer service. Your kind words mean a lot to me.
It was great
Reply from New American Funding - Michael Troi...
May 11th, 2026 02:47 PM
Thanks Tom! Wishing you and Lisa many happy years in your new home!!
Michael was great—very helpful throughout the entire process. He made my home buying experience much easier and less stressful. He was always responsive, explained everything clearly, and guided me every step of the way. I truly appreciate...
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Reply from New American Funding - Michael Troi...
April 27th, 2026 05:53 PM
Thank you so much for your kind words, Lideya! You have been so easy to work with, and it makes me so happy to hear that I was able to be helpful in making the experience a good one for you. Wishing you and your family many happy years in your...
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Michael set a professional and competent tone from the beginning of our interactions. He felt he could beat loan competitors, based on the questions he asked and information we provided. His experience shined here, educating us on options....
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Reply from New American Funding - Michael Troi...
April 6th, 2026 11:08 PM
I'm grateful for your heartfelt review and for trusting me with your property purchases. It's rewarding to know my approach and communication met your expectations, and I appreciate the referrals you've given. I'm glad I could assist you effectively,...
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Easy and very Helpful
Reply from New American Funding - Michael Troi...
April 2nd, 2026 03:09 PM
I'm pleased to hear that you found the process easy and helpful, Brandon. If you need any more assistance or have questions in the future, don't hesitate to reach out. Wishing you and Felicia many happy years in your new home!!
Had a great time working with Michael. He was very accessible and it all went very smooth. Thank you to him and the team.
Reply from New American Funding - Michael Troi...
April 1st, 2026 12:08 PM
I'm glad to hear that you had a positive experience, Lindsay. It was a pleasure working with you, and I'm thrilled that the process went smoothly for you. Thank you for your kind words and appreciation. If you need anything in the future, feel...
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From start to finish Michael was great also was available for questions and anything we needed for this transaction. I will def refer him to my clients.
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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387
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Addresses and Serving Areas
Primary Serving Area
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing