

Michael Ross
Area Manager | NMLS #42104

With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and ... Show More
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Michael’s communication was excellent. He was available all hours of the day, which to me is above-and-beyond.
Reply from Michael Ross
September 7th, 2026 05:18 AM
Thanks Jaime for the wonderful review. I really enjoyed helping with the Financing for you and Chad's newest home. Hope everyone is staying healthy and wish you and your family a wonderful 2022. Regards Michael
It was a second time we got help from Michael, everything went well and we got a new beautiful home . It was so pleased to work with Michael. We really love our new home. Thank you Mike!!
Michael Ross's communication, knowledge and timely processing, as well as his responses, and his availability.
IF I COULD GIVE HIM A THOUSAND STARS 🌟 I WOULD !!! MICHAEL ROSS has helped us out for the past two years. He started with talking to us about what we needed to do to become Home owners. He set us up with an amazing realtor that got us in a...
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Reply from Michael Ross
September 7th, 2026 05:18 AM
Idena, thank you for the wonderful review. Seems strange not talking to you daily:) I hope all is going well for you, hubby and the whole family. Stay safe and wishing you a wonderful 2022. Remember to stay in touch and please let me know if...
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Michael and his team are fantastic. Made the process easy and open communication throughout. Could not be happier.
Thanks Mike!
Michael is very knowledgeable and competente in what he does, and was a pleasure to work with!
Always available for questions.
Mike and his team made the transaction and home buying experience VERY smooth. They showed GREAT professionalism and customer support throughout the whole process.
Reply from Michael Ross
September 7th, 2026 05:18 AM
Thanks Craig for the great review. I hope you are enjoying your new WONDERFUL home and hope to stay in touch and hope you have a productive and awesome 2022. Regards Michael
Great communication and just a Great person overall. He cares about more than just making a deal. He took the time to get to know me and our needs..
Thanks Michael!!
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About
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and portfolio lending options, which enables me to provide my clients with the best possible financing solutions tailored to their unique needs while ensuring the most competitive pricing. As an accomplished mortgage professional, I fully recognize that purchasing a home is a significant financial and emotional undertaking that requires expertise and thoughtfulness. Do not hesitate to contact me, even on weekends or evenings, for any inquiries or to get pre-qualified or pre-approved.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual Of Omaha Mortgage - Area ManagerMay 15, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #42104
Hobbies
- Computers
- Video Games
- Photography
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org