Michael Ross
Area Manager | NMLS #42104
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and ... Show More
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Michael was very thorough and ensured I was aware of all the steps throughout this process. It has been a true pleasure.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm grateful for your kind words, Diamonique. Ensuring thoroughness and keeping you informed throughout the process is important to me. It's wonderful to hear that it was a pleasure working together. If you ever have more questions or need...
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Michael Ross has received a review with 5 star rating from Christian B
Michael Ross has received a review with 5 star rating from Meat M
Was always responsive and did what he could to make sure the closing went as smooth as possible.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm happy to hear that I was able to assist in making the closing process smooth for you, Christian. Being responsive and supportive is important to me. If you have any further questions or need assistance, don't hesitate to reach out. Thank...
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Mike made it easy to work with him and helped understand the process all the way through.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm pleased to hear that the process felt straightforward, Rickie. Supporting you every step of the way is a priority for me. If you have any further questions or need additional assistance, please feel free to reach out. Thank you for choosing...
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Michael Ross has received a review with 5 star rating from Paola B
Michael Ross has received a review with 5 star rating from Paola B
Michael provided clear and efficient communication from the start, ensuring a smooth process and the best possible results.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm glad to hear that the communication made your experience smooth, Paola. Ensuring clarity and efficiency is always a focus of mine. If there's anything more I can do for you or if you have any questions down the line, please feel free to...
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Available any time of the day.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm grateful for your kind words, Katelyn. Being accessible when you need assistance is a priority for me. If you have any more questions or need further support in the future, I'm here to help. Thank you for trusting Mutual of Omaha Mortgage....
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I truly believe Michael is one of the best mortgage agents you could speak with. He goes above and beyond to make sure you have everything you need, and he never sugarcoats or filters information. Michael is 100% honest, straightforward, and...
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Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you for your kind words, Tan. It's important to me to provide honest and straightforward advice, and I'm glad to know that approach resonated with you. Listening and understanding your needs are essential parts of ensuring a successful...
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About
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and portfolio lending options, which enables me to provide my clients with the best possible financing solutions tailored to their unique needs while ensuring the most competitive pricing. As an accomplished mortgage professional, I fully recognize that purchasing a home is a significant financial and emotional undertaking that requires expertise and thoughtfulness. Do not hesitate to contact me, even on weekends or evenings, for any inquiries or to get pre-qualified or pre-approved.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual Of Omaha Mortgage - Area ManagerMay 15, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #42104
Hobbies
- Computers
- Video Games
- Photography
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org