Michael Ross
Area Manager | NMLS #42104
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and ... Show More
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Michael Ross has received a review with 5 star rating from David G
Michael Ross has received a review with 5 star rating from David G
Personable, always available
Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you, David, for the high rating and kind words. I'm pleased to hear that I could make myself available throughout our interactions. This is what we strive to achieve at Mutual of Omaha Mortgage: personable and consistent service. Looking...
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The smoothness of the process with minor items to adjust along the way. The ending was a bit stressful regarding taxes and fund allocation but outside of that it was a better experience.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm glad to hear you found the overall experience positive, Shellea. I understand that the end process was a bit stressful for you and I appreciate your patience during this time. Rest assured, your feedback is highly valuable and I'll definitely...
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I had such a great experience with Mike! He was easy to communicate with and always answered my questions. He made buying a home so easy!
Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you very much, Ashli! I'm glad to hear that you had a great experience and found the home buying process to be easy. Your satisfaction is my top priority, and it was a pleasure to assist you. I'm always here to answer any questions you...
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Communication and professionalism
It was a very smooth process, Michael was extremely helpful and clear throughout the entire ordeal.
Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you for your kind words, Dane. I'm so glad you had an enjoyable experience with Mutual of Omaha Mortgage. It was my pleasure to help.
They helped with information I didn't know
Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you, Richard! I'm glad we were able to provide you with the information you needed. It's a pleasure to help customers of Mutual of Omaha Mortgage.
Works hard! Good job! Careful
Mike worked hard to make sure our family was able to buy a home. He helped us through some tricky spots and we are so happy with our new home. Most of all Mike was transparent the entire time and kept us in the loop.
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About
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and portfolio lending options, which enables me to provide my clients with the best possible financing solutions tailored to their unique needs while ensuring the most competitive pricing. As an accomplished mortgage professional, I fully recognize that purchasing a home is a significant financial and emotional undertaking that requires expertise and thoughtfulness. Do not hesitate to contact me, even on weekends or evenings, for any inquiries or to get pre-qualified or pre-approved.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual Of Omaha Mortgage - Area ManagerMay 15, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #42104
Hobbies
- Computers
- Video Games
- Photography
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org