Michael Ross
Area Manager | NMLS #42104
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and ... Show More
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Very patient, super attentive, and Michael made the process go as smooth and efficient as possible!
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm thrilled to hear that you had a positive experience with our mortgage process, Francisco. Your kind words about my patience and attentiveness made my day! Ensuring a smooth and efficient process for my clients is always a top priority for...
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Michael Ross has received a review with 5 star rating from Colin L
Reply from Michael Ross
April 7th, 2025 09:02 PM
I'm thrilled to hear you had a positive experience, Colin. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing Mutual of Omaha Mortgage.
Michael Ross has received a review with 5 star rating from Colin L
Reply from Owner
April 7th, 2025 09:02 PM
I'm thrilled to hear you had a positive experience, Colin. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing Mutual of Omaha Mortgage.
Great communication, was able to ask questions and get answers anytime. Made the process smooth and easy!
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm delighted to hear such positive feedback, Nathan! Ensuring a smooth and easy process with clear communication is always my goal. If you have any further questions or need help with anything else, don't hesitate to reach out. Thank you for...
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Michael Ross was an excellent Loan Officer! He made himself always available day and night and helped me close on my house!
Reply from Michael Ross
April 7th, 2025 09:05 PM
I'm thrilled to hear that you had a positive experience with your home closing. It was a pleasure to assist you, and I'm glad I could be available to help throughout the process. Thank you for your kind words!
Michael Ross was an excellent Loan Officer! He made himself always available day and night and helped me close on my house!
Reply from Owner
April 7th, 2025 09:05 PM
I'm thrilled to hear that you had a positive experience with your home closing. It was a pleasure to assist you, and I'm glad I could be available to help throughout the process. Thank you for your kind words!
Michael was great! Answered several of my inquiries and questions and always was available!!
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm thrilled to hear you had such a positive experience, Romeo! I aim to be as available and helpful as possible for our customers. Your feedback is greatly appreciated and it was my pleasure to assist you with your inquiries. If you ever have...
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communication
patience
Follow up
product / market knowledge
Awesome communication with my realtor - always in touch
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm truly grateful for your positive feedback, Carl. It was my pleasure to ensure clear communication and provide you with the necessary information about our products. I'm delighted to learn that my constant follow-ups and interaction with...
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Michael worked tirelessly on my behalf to put together a creative financing plan that has enabled me to get my new home. His professional expertise, hard work, and knowledge made it happen. I also appreciate how he kept me informed along the...
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Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm incredibly grateful for your positive feedback, Melissa. It was a pleasure working with you on your creative financing plan. I'm glad to hear that my dedication and knowledge were evident throughout the process and that you felt well-informed...
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Everything about our first home buying was great
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm truly pleased to hear that your first home buying experience was a great one, Haley. It's rewarding to know I could contribute to making this significant step a positive one. At Mutual of Omaha Mortgage, we take pride in providing top-notch...
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About
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and portfolio lending options, which enables me to provide my clients with the best possible financing solutions tailored to their unique needs while ensuring the most competitive pricing. As an accomplished mortgage professional, I fully recognize that purchasing a home is a significant financial and emotional undertaking that requires expertise and thoughtfulness. Do not hesitate to contact me, even on weekends or evenings, for any inquiries or to get pre-qualified or pre-approved.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual Of Omaha Mortgage - Area ManagerMay 15, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #42104
Hobbies
- Computers
- Video Games
- Photography
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org