

Michael Ross
Area Manager | NMLS #42104

With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and ... Show More
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It was awesome experience working with them. Mike was so polite and very helpful. He answered all my questions with hesitation. He was available over the phone even late hours 😊
It was awesome experience working with them. Mike was so polite and very helpful. He answered all my questions with hesitation. He was available over the phone even late hours 😊
It was so easy without any tension. They were great in helping and answering any question we had for them.
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm glad to hear that your experience was smooth and free of tension, Lucia. Providing clear help and answers is always my goal. If you have any further questions or need anything else in the future, please don't hesitate to reach out. Thank...
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Great experience
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm pleased to hear that you had a great experience, Wasan. If there’s anything more I can do for you down the road, just reach out. Thank you for choosing to work with me through Mutual of Omaha Mortgage.
Working with Michael was great.
Reply from Michael Ross
September 7th, 2026 05:19 AM
It's good to hear that working together was a positive experience for you, Danielle. If you have any more questions or need assistance moving forward, feel free to get in touch. Thank you for partnering with Mutual of Omaha Mortgage.
easy and stress free
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm happy to know that the process was easy and stress-free for you, Isaac. Streamlining the experience for my clients is a top priority. If there's anything further you need, I'm here to assist. Thank you for placing your trust in Mutual of...
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Customer service and friendly efficient care given to us by Mike Ross
Reply from Michael Ross
September 7th, 2026 05:19 AM
Your kind words are truly appreciated, Nancy. It's great to know that you felt well-cared-for with the service provided. Efficiency and friendliness are key in ensuring a positive experience, and I'm glad this was reflected in your interaction...
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Michael made the process very smooth
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm pleased to hear that the process went smoothly, Melanie. Making things as seamless as possible is always my goal. If you have any further questions or need assistance in the future, please don't hesitate to reach out. Thank you for choosing...
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Mike really made me feel like he had my back and wa son my team. Very personable experience. Thank you again for everything Mike .
Reply from Michael Ross
September 7th, 2026 05:19 AM
I'm glad to hear that you felt supported and part of a team, Mark. Providing a personable experience is something I strive for, and I'm pleased to know it resonated with you. If there's anything else I can do for you in the future, please feel...
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Michael's expertise, knowledge, and commitment are very rare in such a digital age. i felt as if i had a face to face person that i could and did rely on.
Reply from Michael Ross
September 7th, 2026 05:19 AM
Thank you, Edward, for your thoughtful words. I'm glad to hear that my expertise and commitment stood out to you in today's digital age. It's important to me that clients feel they have a reliable contact they can trust, and I'm pleased I could...
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About
With over 24 years of extensive experience in the mortgage industry as both a lender and broker, I have gained comprehensive knowledge in all aspects of mortgage lending. My expertise includes a deep understanding of banking, brokered, and portfolio lending options, which enables me to provide my clients with the best possible financing solutions tailored to their unique needs while ensuring the most competitive pricing. As an accomplished mortgage professional, I fully recognize that purchasing a home is a significant financial and emotional undertaking that requires expertise and thoughtfulness. Do not hesitate to contact me, even on weekends or evenings, for any inquiries or to get pre-qualified or pre-approved.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual Of Omaha Mortgage - Area ManagerMay 15, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #42104
Hobbies
- Computers
- Video Games
- Photography
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org