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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Vanderbilt University
Vanderbilt University
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Reviews from Web
  • Encompass
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    James G S
    Rockwood, TN
    Posted on April 27th, 2026 03:25 PM
    working with Michael and Erica was a pleasure communication was transparent, and they were very helpful in providing the information we needed to move forward with this property deal. We're looking forward to working more in the future with...
    read more
    Reply from Michael Ribas
    April 27th, 2026 08:46 PM
    Thank you for your kind words, Jim. I'm glad to hear that you found our communication transparent and helpful. I look forward to working with you again in the future.
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    Taylor K B
    Nolensville, TN
    Posted on April 14th, 2026 09:32 PM
    Great and timely communication
    Reply from Michael Ribas
    April 27th, 2026 08:42 PM
    I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
  • Encompass
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    Anna E N
    Nashville, TN
    Posted on April 9th, 2026 12:42 AM
    I recently completed a home refinance, and the entire experience was impressively smooth from start to finish. The process was clearly explained upfront, which helped set expectations and eliminated much of the stress that typically comes with...
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    Reply from Michael Ribas
    April 27th, 2026 08:41 PM
    Thank you so much for sharing your exerpience, Anna. I'm pleased to hear that the refinancing process was smooth and stress-free. Your feedback is greatly appreciated. If you have any more questions or need further assistance in the future,...
    read more
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    Allison W
    Posted on April 1st, 2026 04:56 PM
    Michael Ribas has received a review with 5 star rating from Allison W
    Reply from Owner
    April 2nd, 2026 08:14 PM
    Thank you for the perfect rating. Your support is greatly appreciated!
  • Encompass
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    Allison W
    Nashville, TN
    Posted on April 1st, 2026 04:55 PM
    Communication was quick and clear! Everything was very transparent and the entire process was seamless.
    Reply from Michael Ribas
    April 1st, 2026 08:53 PM
    Thank you for your feedback, Allison. It's reassuring to know that the communication and transparency throughout the process met your expectations. If you have any more questions in the future, please feel free to reach out.
  • Encompass
    V
    Vinay S
    Nashville, TN
    Posted on March 31st, 2026 12:55 PM
    A wonderful person and very eady to work with. Very professional, kind and efficient. Could nit have asked for a better loan officer for our needs.
    Reply from Michael Ribas
    March 31st, 2026 06:11 PM
    I'm grateful for your kind words, Vinay. I'm pleased to know that you found the process professional and efficient. It's important to me that your needs were well met. If there's anything else I can assist with, please feel free to reach out....
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  • Encompass
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    Paula A J
    Nashville, TN
    Posted on February 13th, 2026 05:19 PM
    General ease of the process and the support from the team!
    Reply from Michael Ribas
    February 13th, 2026 09:20 PM
    Thank you for your feedback, AJ. I'm so glad that you appreciated the team's support and the ease of the process. We always strive to make it as easy as possible. If there's anything more that I can do for you in the future, please feel free...
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  • Encompass
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    Jessica A H
    Nashville, TN
    Posted on February 5th, 2026 04:39 PM
    Michael was very communicative and patient with us throughout the entire process. We will highly recommend him to others!
    Reply from Michael Ribas
    February 5th, 2026 05:57 PM
    I'm so glad to hear that you appreciated my communication, Jessica! Your recommendation means a lot to me, and it was a pleasure assisting you throughout the process. Feel free to reach out if you need anything else in the future.
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    Jacob B
    Posted on January 31st, 2026 12:25 AM
    Michael Ribas has received a review with 5 star rating from Jacob B
    Reply from Owner
    February 2nd, 2026 02:37 PM
    Thank you for your positive rating, Jacob. If you ever need anything, feel free to reach out.
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    Jacobo J B
    Nashville, TN
    Posted on January 31st, 2026 12:25 AM
    Very communicative team and easy document upload process
    Reply from Michael Ribas
    February 2nd, 2026 02:36 PM
    Thank you for your feedback, Jacob. I'm pleased to know that the process worked well for you. If there's anything more I can assist with, feel free to reach out.
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.