Michael Raines at CrossCountry Mortgage
Originating Branch Manager | NMLS #184816
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Michael was quick, honest, and ethical. It was beyond a pleasure to work with him on this new construction home sale. Thank you for saving the day!!
Reply from Michael Raines
April 6th, 2026 01:01 PM
I really appreciate the feedback and am looking forward to working with you again.
Michael was quick, honest, and beyond easy to work with. It was a true pleasure to work with him on this new construction home sale with D R Horton- Knoxville. Thank you for saving the day!!
Michael worked overtime to get this transaction closed. He is very passionate about his clients. Would totally reccomend Michael.
Reply from Michael Raines
February 24th, 2026 02:24 PM
It was great working with you. Thanks again for putting your trust in us.
The whole team went above and beyond for us. They really where a blessing for us and didn't stop working to get us in the house ASAP. Extremely grateful we found such good people. Thanks guys for everything.
Reply from Michael Raines
January 13th, 2026 07:16 PM
I'm truly grateful for your feedback, Kymberlee. It means a lot to know that the efforts to get you into your new home were appreciated. Thank you for trusting me with such an important step in your life. If you need anything further, I'm here...
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Michael always answered phone calls and was very communicativ.
Reply from Michael Raines
January 9th, 2026 05:09 PM
It was great working with you. Thanks again for putting your trust in us.
Michael D Raines is the best when it comes to VA loans. He didn't hesitate and took the extra mile for us. Simply put, he had our best interest at heart ❤️
GOD Bless,
Mike & Judy N.
Reply from Michael Raines
January 7th, 2026 05:46 PM
Thank you for your kind words, Mike and Judy. It's important to me to prioritize the best interests of my clients, especially when assisting with VA loans. I'm glad you felt supported throughout the process. If there's anything more I can do,...
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A++ service
Michael D Raines had our best interest at heart ❤️ He's the best at what he does.
Michael did an excellent job - courteous, knowledgeable, professional, and timely. We would recommend him to any friend or family member.
Reply from Michael Raines
January 5th, 2026 09:21 PM
I'm pleased to hear that you found my services courteous, knowledgeable, professional, and timely. It's always my goal to provide an experience worthy of recommendations to friends and family. If you have any more questions or need help in...
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Michael communicated well and the loan process with the client on the buyer's side had some hoops to jump through. Michael handled it like a rockstar! Glad to work with him on this transaction. Thanks again!
Reply from Michael Raines
December 29th, 2025 03:04 PM
I enjoyed working with you. Thanks for the great feedback.
Great experience overall! Would highly recommend Michael!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #184816 | Branch NMLS #2255798
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 184816
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095