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Michael Raines at CrossCountry Mortgage
Originating Branch Manager | NMLS #184816

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Michael and his team are great to work with,
Reply from Michael Raines
July 3rd, 2026 08:37 PM
Thank you, Steven. I'm happy to know that you found working with my team and me to be a positive experience. If you need any further assistance, feel free to reach out.
Mike Raines has a friendly and caring attitude. Our clients were pleased with how efficient Mike was throughout the entire home buying process!
Mike has a pleasant and caring attitude that our clients appreciate . He is always available for questions and does a great job walking buyers through the entire home loan process!
Reply from Michael Raines
July 1st, 2026 04:03 PM
Thank you, Janet, for highlighting my approach and availability. I'm glad to hear that the clients appreciate the care and guidance provided during the home loan process. If there's anything else I can do, please don't hesitate to ask.
Michael Raines at CrossCountry Mortgage has received a review with 5 star rating from Walter S
Michael and his team were AMAZING! They were so efficient and made things happen quickly. They worked at all hours and would answer any questions at any time . Michael has so much knowledge about the entire process. It is truly the best experience...
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Reply from Michael Raines
June 22nd, 2026 12:48 PM
I'm pleased to hear that you had such a positive experience with my team and me, Kayla. Your kind words about our efficiency and dedication mean a lot. If you have any more questions or need further assistance, please feel free to reach out....
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Constant communication. Very pleasant experience. Professional & knowledgeable through the entire process.
Constant communication. Very pleasant experience. Professional & knowledgeable through the entire process.
Reply from Michael Raines
June 15th, 2026 02:08 PM
Thank you for sharing your experience, Lori. I'm grateful to hear that the communication and professionalism met your expectations. If there's anything else I can assist you with, please let me know.
Helped me out with my credit, answered every question, text, phone call, and email. The process was smooth. Excellent customer service.
The customer service was excellent. I had no idea what I was getting myseld into, however Michael Raines and his team were always there when I had a question including late into the evening.
Reply from Michael Raines
June 8th, 2026 04:08 PM
I appreciate your kind words, Tiffany. It's great to know that the support provided by my team and I was helpful throughout the process. If you have any more questions or need further assistance, feel free to reach out.
We got to the table
Reply from Michael Raines
May 12th, 2026 04:09 PM
I'm glad to hear everything went smoothly, Daniel. If there’s anything else you need assistance with, feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #184816 | Branch NMLS #2255798
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 184816
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095