

Michael Raines at CrossCountry Mortgage
Originating Branch Manager | NMLS #184816

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Michael and his team were AMAZING! They were so efficient and made things happen quickly. They worked at all hours and would answer any questions at any time . Michael has so much knowledge about the entire process. It is truly the best experience...
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Constant communication. Very pleasant experience. Professional & knowledgeable through the entire process.
Constant communication. Very pleasant experience. Professional & knowledgeable through the entire process.
Reply from Michael Raines
June 15th, 2026 02:08 PM
Thank you for sharing your experience, Lori. I'm grateful to hear that the communication and professionalism met your expectations. If there's anything else I can assist you with, please let me know.
Helped me out with my credit, answered every question, text, phone call, and email. The process was smooth. Excellent customer service.
The customer service was excellent. I had no idea what I was getting myseld into, however Michael Raines and his team were always there when I had a question including late into the evening.
Reply from Michael Raines
June 8th, 2026 04:08 PM
I appreciate your kind words, Tiffany. It's great to know that the support provided by my team and I was helpful throughout the process. If you have any more questions or need further assistance, feel free to reach out.
We got to the table
Reply from Michael Raines
May 12th, 2026 04:09 PM
I'm glad to hear everything went smoothly, Daniel. If there’s anything else you need assistance with, feel free to reach out.
Thanks Michael and all your team! You are a blessing from the Lord!!
Reply from Michael Raines
April 6th, 2026 02:15 PM
I truly appreciate your kind words, Delmarie. It was my pleasure to assist you, and I'm grateful for the trust you placed in me and the team. If there's anything else you need, please don't hesitate to reach out. Take care!
Michael was quick, honest, and beyond easy to work with. It was a true pleasure to work with him on this new construction home sale with D R Horton- Knoxville. Thank you for saving the day!!
Michael was quick, honest, and ethical. It was beyond a pleasure to work with him on this new construction home sale. Thank you for saving the day!!
Reply from Michael Raines
April 6th, 2026 01:01 PM
I really appreciate the feedback and am looking forward to working with you again.
Michael worked overtime to get this transaction closed. He is very passionate about his clients. Would totally reccomend Michael.
Reply from Michael Raines
February 24th, 2026 02:24 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Knoxville, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #184816 | Branch NMLS #2255798
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 184816
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095