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Michael Potoczak - Loan Officer | NMLS 966993 in Basking Ridge, NJ
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Michael Potoczak

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Loan Officer | NMLS 966993

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Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
2%
2 Star
0%
1 Star
1%
Reviews from Web
  • Zillow
    E
    Esther
    North Haledon, NJ
    Posted on November 5th, 2021 12:00 AM
    Would highly recommend Michael to anyone in need of purchasing or refinancing a property. Michael has helped me on two different occasions, in my first home purchase and also in refinancing my home. Both times he was very attentive to all of...
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    Reply from Owner
    November 8th, 2021 12:00 AM
    Esther, It was a pleasure working with you again on the refinance!!
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    M
    Michaelgagliardi215
    Stanhope, NJ
    Posted on July 12th, 2021 12:00 AM
    This was our first time buying a house so we had some silly questions. Michael was always available when ever we needed him and knew all the answers. Would definitely recommend him.
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    Zuser201602021404420
    Stevensville, MD
    Posted on June 8th, 2021 12:00 AM
    I was dragging my feet for awhile. I thought I needed to get my credit score up more but Michael kept pushing me. We joke about it now, but I'm so happy he did. My goal was to save enough money each month so I could get a loan for a chimney...
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    Nick P
    West Milford, NJ
    Posted on May 11th, 2021 12:00 AM
    This is going to be my third mortgage working with Michael. Michael has been knowledgeable, honest and most importantly transparent. Michael has always given us the best advice and helped us make the right decision. He is timely and efficient...
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    M
    Matthew
    West Milford, NJ
    Posted on May 9th, 2021 12:00 AM
    Mike is a great lender I’ve used him on multiple properties at this point! He gets everything done on time for you and answers any questions immediately! Takes the stress away will highly recommend Mike for anyone interested in buying property....
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    Joseph S
    Wallington, NJ
    Posted on February 4th, 2021 12:00 AM
    From start to finish Michael had my best interest in mind. I knew I could trust that he would get me the best possible rate but he did more than that and delivered an extraordinary experience. It didn’t matter how early in the morning or how...
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    Reply from Owner
    November 8th, 2021 12:00 AM
    Joe, I am blown away by your kind words! It was an honor and privilege working with a client as great as you!
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    Malagon J
    Bloomfield, NJ
    Posted on November 16th, 2020 12:00 AM
    Michael was great and helped us (a lot of times holding our hands) through our first home purchase. Gave us great tips and helped us get the best deal possible on our mortgage. We are extremely happy with his professionalism and friendly demeanor....
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    Matt
    Bloomfield, NJ
    Posted on November 12th, 2020 12:00 AM
    Michael was a great help throughout the purchasing process. We ran into some issues (not under our control) and Michael gave good advice and was patient and helpful throughout.
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    William
    Wayne, NJ
    Posted on October 27th, 2020 12:00 AM
    Mike knows his stuff! Made the process smooth and very easy. He was easy to get in touch with and was great in answering the numerous questions we had as first time home buyers. We closed on time which was very important to us. Mike also was...
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  • Zillow
    A
    Antony
    New York, NY
    Posted on October 21st, 2020 12:00 AM
    When i was purchasing the 2nd property, i contact Michael. Although the rate that he offers is not the best in the market, he is really professional and addresses all your concerns. He was patient and walk you through the entire process. In...
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    About
    Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage lending
    Home Equity Lines of Credit
    First Time Home Buyers
    Down Payment Assistance
    Conventional Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    View All
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    Positions
    • Embrace Home Loans - Loan Officer
      Apr 1st, 2022 - Current
    Memberships
    • NMLS
    • BNI Connect2Success
    • Basking Ridge Sales
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 966993
    Videos
    video
    Awards
    Top Producer
    Customer Satisfact...
    Top Responder
    Achievements
    • Scottsman Guide Top Originator
    Hobbies
    • Golf
    • Skiing
    • Tennis
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.