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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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  • Encompass
    M
    Maria A R
    Miami, FL
    Posted on November 15th, 2022 04:40 PM
    You're really great at focusing on what customers need and require. You have a real instinct to understand our customers. Great work! You have the natural ability to understand and feel what your customers are experiencing, and you are able...
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    Marilee L S
    Lyons, CO
    Posted on November 1st, 2022 11:21 PM
    Michael misled me into believing I would qualify for a loan on a home purchase that I 100% did not qualify for at all. He lied to me. Michael lied to me in order to sell me a loan I did not need, so that he could make money from it. He sold...
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    Melissa G
    Las Vegas, NV
    Posted on October 14th, 2022 11:05 PM
    Michael Pendergast, Lacey Halstead, and Zach Green were all amazing!!! Especially Michael. He works so quickly and efficiently to meet very fast approaching deadlines that I was hoping we could meet that everyone else told me were impossible...
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    Dania M
    Hialeah, FL
    Posted on September 11th, 2022 05:31 PM
    Michael was a great communicator and helped me with my refinancing loan every step of the way. Grateful to both him and Myron Keys.
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    Evelyn M
    Watsonville, CA
    Posted on August 31st, 2022 01:59 AM
    Michael was attentive and responsive. It was a pleasure working with him!
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    Eric D M
    Grand Junction, CO
    Posted on June 29th, 2022 02:35 AM
    Michael was great, Anabele Garcia not so much. She never wanted to deal with me when Ladera screwed up the process. The loan didn't fund and I had to push buttons to find out what was going on. Michael was the only one willing to be real with...
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    Linda S
    Garner, NC
    Posted on June 22nd, 2022 05:33 PM
    The Team was very responsive to my inquiries.
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    Rita L G
    HARKERS ISLAND, NC
    Posted on May 28th, 2022 03:36 PM
    Mike was awesome to work with and always kept us informed! He consistently focused on our desires and needs and he ensured they were met! He truly demonstrated professional throughout the process and words cannot express how appreciative we...
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    Luis C
    Miami Shores, FL
    Posted on May 18th, 2022 12:24 AM
    Michael was very helpful in explaining everything to me and was able to answer all my questions.
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    Donald J K
    Miami, FL
    Posted on May 10th, 2022 08:50 PM
    Michael and his team were there every step of the way. He navigated open issues and closed the loan using a notary provided by Ladera Lending in my home. Very convenient and efficient.
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    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses