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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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Reviews from Web
  • Encompass
    J
    James B P
    The Villages, FL
    Posted on September 2nd, 2023 05:42 PM
    worked well together gathering need information, resolving final cash outlay and transfer of information as loan progressed
    Reply from Michael Pendergast
    May 21st, 2024 08:35 PM
    Thanks a lot, JB, for your fantastic review and top rating. I'm glad to hear we worked well together and you were satisfied with the process, including information gathering and transfer. I always aim to make the loan process as smooth and...
    read more
  • Encompass
    A
    Asher R
    Lakewood, CO
    Posted on August 24th, 2023 07:07 PM
    Michael Pendergast was great to work with and made sure I was informed every step of the way. If I ever had a question in could text him and he would respond quickly. Communication was key and there was no shortage of it. Very happy with the...
    read more
    Reply from Michael Pendergast
    May 21st, 2024 08:36 PM
    Asher, thank you for sharing your positive experience. It was my pleasure to assist you throughout the process and ensure your questions were always answered promptly. Your satisfaction is my top priority and I'm thrilled to know that you found...
    read more
  • Encompass
    G
    Gregory M A
    Louisburg, NC
    Posted on April 18th, 2023 10:14 PM
    Michael was very professional and actually cared . Highly recommend.
  • Encompass
    M
    Marta G
    Royal Palm Beach, FL
    Posted on April 11th, 2023 04:57 PM
    The time that Michael took to explain everything to me. And to answer all my questions. It made me feel like he really w ayer me to make the best decision and gave me the time to think without pressure or harassment.
  • Encompass
    A
    Arcy G
    Victorville, CA
    Posted on March 7th, 2023 10:37 PM
    Michael and Zachary made my experience easy. I felt at ease and never pressured. I felt comfortable and trusted them. It made the process effortless. To think I just happened to answer Michael's call that one day accidently. Thank you all for...
    read more
  • Encompass
    L
    Leneva R C
    Inglewood, CA
    Posted on February 28th, 2023 02:55 AM
    Michael Pendergast was very professional and pleasant. He had taken the time to explain the entire loan process and all the options available to me. The loan process went by very quickly. I would highly recommend.
  • Encompass
    K
    Kelli A W
    Fallon, NV
    Posted on January 28th, 2023 04:12 PM
    Great experience
  • Encompass
    K
    Kevin T W
    Fallon, NV
    Posted on January 27th, 2023 04:56 PM
    easy experience
  • Encompass
    A
    Aloma G K
    Sylva, NC
    Posted on January 22nd, 2023 04:12 PM
    The expediency of the process. The friendliness & personal support.
  • Encompass
    B
    Bienvenida Z
    Mesa, AZ
    Posted on December 21st, 2022 05:32 PM
    Michael's was very helpful and patient helping through all technology's steps
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    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses