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Michael Mento at Prosperity Home Mortgage - O...
Senior Mortgage Consultant | NMLS# 422717

Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael is awesome to work with. Quick to respond, always available for questions, and very knowledgeable.
Reply from Owner
July 9th, 2026 08:49 PM
Nick, thank you for your kind words. I'm glad to hear that my responsiveness and availability made a positive impact on your experience. Your feedback means a lot to me, and I'm pleased I could assist you with my knowledge.
Incredibly accessible/responsive and very quick to help
Reply from Michael Mento
July 8th, 2026 08:37 PM
Kevin, I appreciate your kind words about my accessibility and responsiveness. I'm glad I could assist you promptly throughout your home purchase process.
This was my 7th home purchase. It was the most organized by far. PHM and your team were spectacular. Thank you!
Reply from Michael Mento
July 7th, 2026 01:15 PM
Joseph, I'm thankful for your praise and happy to hear that this was the most organized home purchase experience for you. It's wonderful to know that Prosperity Home Mortgage and my team could make such a positive impact on your 7th home purchase....
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Michael was always available to answer questions, and constantly kept us in the loop.
Reply from Michael Mento
July 7th, 2026 08:11 PM
Nicholas, I'm pleased to hear that my availability and communication made a positive impact on your experience. Your kind words mean a lot to me, and I'm grateful for the opportunity to assist you with your home purchase.
Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Dominic F
Reply from Owner
July 3rd, 2026 06:43 PM
Thank you, Dominic, for the 5-star rating. I appreciate your support and am glad you had a positive experience with Prosperity Home Mortgage.
Mike was great through the long process of trying to find a house . He was readily available and the rest of team was great.
Reply from Michael Mento
July 2nd, 2026 02:03 PM
Dominic, I appreciate your kind words about my availability and the support from the rest of the team during your house search. I'm glad we could assist you through the process at Prosperity Home Mortgage.
Knowledgeable and efficient! Micheal helped me through the experience!
Reply from Owner
July 2nd, 2026 08:11 PM
Elaine, I'm glad to know that you found my assistance knowledgeable and efficient. Thank you for sharing your experience with Prosperity Home Mortgage!
Convenient! Michael made things clear.
Reply from Michael Mento
June 30th, 2026 02:14 PM
Elaine, I'm pleased to hear that you found the process convenient and clear. Thank you for sharing your experience with Prosperity Home Mortgage!
Communication with Mike was wonderful
Reply from Michael Mento
June 25th, 2026 02:51 PM
Regina, I'm happy to hear that you found the communication with me to be wonderful. Thank you for sharing your experience with Prosperity Home Mortgage!
Mike Mento made it GREAT! Mike is very professional and reliable
Reply from Michael Mento
June 23rd, 2026 08:23 PM
Joan, I'm grateful for your kind words about my professionalism and reliability. It's wonderful to know that you had a positive experience with your purchase. Thank you for choosing Prosperity Home Mortgage!
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About
Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717May 1st, 2014 - Current
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 422717
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.