Michael Mento at Prosperity Home Mortgage - Ocean City's Cover Image
Michael Mento at Prosperity Home Mortgage - Ocean City - Senior Mortgage Consultant | NMLS# 422717 in  Ocean City, NJ
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Michael Mento at Prosperity Home Mortgage - O...

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Senior Mortgage Consultant | NMLS# 422717

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Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    K D P
    Posted on July 11th, 2026 08:09 PM
    Mike gave good advice and was always available for questions. Angela was on top of every detail and was always responsive and accurate.
    Reply from Owner
    July 20th, 2026 04:27 PM
    K, I appreciate your kind words about my advice and availability. I'm also glad to hear that Angela's responsiveness and attention to detail made a positive impact on your experience with us. Thank you for sharing your feedback!
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    Kevin P
    Linwood, NJ
    Posted on July 11th, 2026 08:08 PM
    Mike gave good advice and was always available for questions. Angela was on top of every detail and was always responsive and accurate.
    Reply from Michael Mento
    July 20th, 2026 07:35 PM
    Kevin, I appreciate your kind words about the advice and availability I provided. It's great to hear that Angela's responsiveness and attention to detail contributed positively to your experience. Thank you for taking the time to share your...
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    Benjamin S
    Mays Landing, NJ
    Posted on July 11th, 2026 07:37 PM
    The mortgage business has changed greatly since the last time that we needed one. Michael and his team were very patient and helpful for this senior and less than tech savvy couple.
    Reply from Michael Mento
    July 20th, 2026 04:21 PM
    Benjamin, I'm pleased to hear that my team and I could be patient and helpful as you navigated the changes in the mortgage process. Thank you for trusting us with your home purchase.
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    David M
    Hammonton, NJ
    Posted on July 9th, 2026 01:40 PM
    Loan was handeled efficiently and quickly. Mike and his team were very attentive and helpful through the entire process.
    Reply from Michael Mento
    July 16th, 2026 01:40 PM
    David, I'm grateful for your positive feedback. It's great to know that you found the process efficient and that my team and I were helpful throughout. Thank you for choosing us for your refinance cash-out!
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    Brittany A
    Sea Isle City, NJ
    Posted on July 9th, 2026 01:30 PM
    such an easy process!
    Reply from Michael Mento
    July 16th, 2026 01:31 PM
    Brittany, I'm happy to hear that the process was easy for you. Thank you for letting me assist with your home purchase!
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    Debora W
    Ocean City, NJ
    Posted on July 6th, 2026 11:10 PM
    Great service and always promptly returned calls and emails.
    Reply from Michael Mento
    July 14th, 2026 06:50 PM
    Debora, I appreciate your kind words. I'm glad I could provide prompt service and support throughout the process. Thank you for choosing me to help with your home purchase!
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    Dana Z
    Posted on July 4th, 2026 09:00 PM
    Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Dana Z
    Reply from Owner
    July 13th, 2026 03:48 PM
    Dana, thank you for the positive rating. I appreciate your support and for choosing me at Prosperity Home Mortgage.
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    Dana Z
    Brigantine, NJ
    Posted on July 4th, 2026 09:00 PM
    Whole process was very smooth
    Reply from Michael Mento
    July 13th, 2026 07:26 PM
    Dana, I'm pleased to hear that the process was smooth for you. Thank you for trusting me with your home purchase.
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    Kylie C
    Leesburg, NJ
    Posted on July 3rd, 2026 01:08 AM
    Super helpful and informative!
    Reply from Michael Mento
    July 10th, 2026 08:52 PM
    Kylie, I'm grateful for your kind words. It's great to know that you found the information and assistance helpful during your purchase process. Thank you for choosing me to assist you!
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    Eugene B
    Longport, NJ
    Posted on July 2nd, 2026 11:54 PM
    Michael and his team made the process seamless. Everyone was extremely knowledgeable and attentive. I highly recommend them.
    Reply from Michael Mento
    July 10th, 2026 07:43 PM
    Eugene, I appreciate your recommendation and kind words. I'm glad to hear that you found the process seamless and that our team's knowledge and attentiveness met your expectations. Thank you for choosing us for your home purchase.
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    About
    Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717
      May 1st, 2014 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 422717 
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.