Michael Mento at Prosperity Home Mortgage - Ocean City's Cover Image
Michael Mento at Prosperity Home Mortgage - Ocean City - Senior Mortgage Consultant | NMLS# 422717 in  Ocean City, NJ
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Michael Mento at Prosperity Home Mortgage - O...

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Senior Mortgage Consultant | NMLS# 422717

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Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
96%
4 Star
3%
3 Star
0%
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1 Star
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Reviews from Web
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    Veverly W
    Posted on June 14th, 2026 12:19 AM
    Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Veverly W
    Reply from Owner
    June 22nd, 2026 03:06 PM
    Veverly, thank you for the 5-star rating! I'm grateful for your support and trust in Prosperity Home Mortgage.
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    Veverly W
    Beverly, NJ
    Posted on June 14th, 2026 12:18 AM
    The loan provess was fast we went to closing in about 30 days. The whole team worked together to endure ensure we had what we needed,
    Reply from Michael Mento
    June 22nd, 2026 03:12 PM
    Veverly, I'm glad to hear that the loan process was efficient and that we were able to close in about 30 days. It's great to know that the team worked together effectively to meet your needs. Thank you for sharing your experience with Prosperity...
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    Gary W
    Beverly, NJ
    Posted on June 12th, 2026 10:38 PM
    Mike and his team are easy to work with! They are very good at communicating throughout the entire transaction. I look forward to working with the team again.
    Reply from Michael Mento
    June 22nd, 2026 04:15 PM
    Gary, I'm pleased to know that you found it easy to work with my team and me. Effective communication is a priority for us, so I'm glad that it stood out during your transaction. We look forward to the opportunity to work with you again in...
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    Bruce M
    Ventnor City, NJ
    Posted on June 7th, 2026 03:55 PM
    Michael was terrific! All my conversations with him satisfied my need. The level of check and balances fir mortgage audits wax excessive. Far too many calls to Morgan Stanley. After getting six months of statements, calls into Morgan Stanley...
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    Kathaleen S
    Mays Landing, NJ
    Posted on June 7th, 2026 02:04 PM
    Excellent communication. Any questions we had were answered right away and every thing went smoothly. Would highly recomment this company.
    Reply from Michael Mento
    June 15th, 2026 05:19 PM
    Kathaleen, I appreciate your kind words about the communication and smooth process. I'm pleased to hear that all your questions were promptly addressed. Thank you for recommending Prosperity Home Mortgage!
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    Peter M
    Sea Isle City, NJ
    Posted on June 2nd, 2026 11:27 AM
    Mike and his team were exceptional to work with. Clear communication, streamlined workflow throughout the lending process and overall just great people to work with. I would highly recommend and would defintely use their services again in the...
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    Reply from Michael Mento
    June 9th, 2026 02:21 PM
    Peter, I'm happy to know that you found the communication and workflow to be clear and streamlined during the lending process. Your recommendation means a lot to me, and I look forward to the opportunity to work with you again in the future....
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    Rosemary W
    Ocean City, NJ
    Posted on May 27th, 2026 03:31 PM
    Mike was great amd got the job done on time!
    Reply from Michael Mento
    June 3rd, 2026 03:32 PM
    Rosemary, I'm glad to hear that you were pleased with the timely completion of your transaction. Thank you for your kind words!
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    Craig U
    North Wildwood, NJ
    Posted on May 25th, 2026 07:08 PM
    Mike and his team have excellent communication skills, consistently keeping all parties updated throughout the entire transaction. This new construction transaction had some builder/seller delays causing closing date extensions. Mike always...
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    Reply from Michael Mento
    June 1st, 2026 07:09 PM
    Craig, I appreciate your thoughtful review and am glad to hear that my team's communication and follow-up were beneficial during the transaction. It was important to me to ensure everything went smoothly despite the delays. Thank you for your...
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    Rachel S
    Northfield, NJ
    Posted on May 17th, 2026 05:20 PM
    Michael was friendly, respectful, patient, and willingly worked with us on all aspects of our house sale. He made me feel knowle about the whole process.
    Reply from Michael Mento
    May 25th, 2026 01:58 PM
    Rachel, I'm pleased to hear that you felt knowledgeable and supported throughout your house sale process. Your kind words about my approach mean a lot to me. Thank you for sharing your experience!
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    Thomas M
    Longport, NJ
    Posted on May 14th, 2026 04:06 PM
    Mike was awesome to wo wit, answered all our questions and was proactive with everything. Great job!
    Reply from Michael Mento
    May 21st, 2026 04:07 PM
    Thomas, I'm grateful for your kind words and pleased to hear that you found my assistance helpful. It's great to know that I could answer your questions and be proactive throughout the process. Thank you for sharing your experience!
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    About
    Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717
      May 1st, 2014 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 422717 
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.