Michael Mento at Prosperity Home Mortgage - Ocean City's Cover Image
Michael Mento at Prosperity Home Mortgage - Ocean City - Senior Mortgage Consultant | NMLS# 422717 in  Ocean City, NJ
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Michael Mento at Prosperity Home Mortgage - O...

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Senior Mortgage Consultant | NMLS# 422717

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Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
96%
4 Star
3%
3 Star
0%
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Reviews from Web
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    Maureen A
    Ocean City, NJ
    Posted on July 30th, 2026 07:43 PM
    We had several questions, Michael responded quickly. He was polite and we felt very comfortable dealing with Michael and his staff
    Reply from Michael Mento
    August 6th, 2026 07:45 PM
    Maureen, I'm grateful to hear that you felt comfortable working with me and my team. I appreciate your kind words and am glad I could respond promptly to your questions. Thank you for sharing your experience.
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    Amy B
    Dresher, PA
    Posted on July 29th, 2026 10:59 PM
    Less people calling every day for documentation
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    Dom G
    Posted on July 27th, 2026 04:13 PM
    Mike was outstanding from beginning to end. He stayed on top of our loan process every step of the way. He provided solutions to any issues or questions we had. Because of Mike I would highly recommend the company!
    Reply from Owner
    August 4th, 2026 02:29 PM
    Dom, I appreciate your kind words and am happy to know you felt supported throughout the loan process. It was important to me to provide solutions and stay on top of each step. Thank you for recommending Prosperity Home Mortgage!
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    Domenic G
    Hammonton, NJ
    Posted on July 27th, 2026 04:12 PM
    Mike was outstanding from beginning to end. He stayed on top of our loan process every step of the way. He provided solutions to any issues or questions we had. Because of Mike I would highly recommend the company!
    Reply from Michael Mento
    August 3rd, 2026 04:13 PM
    Domenic, I'm grateful for your recommendation and am pleased to hear that you felt supported throughout the loan process. Providing solutions and staying on top of things is important to me, and I'm glad I could assist you effectively. Thank...
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    Julia M
    Pilesgrove, NJ
    Posted on July 26th, 2026 11:03 PM
    Mike helped us through the mortage process as first time homebuyers. He was recommended to us by our realtor and was always super helpful, knowledgable and quick to respond to any questions! We were able to close on time and finally getting...
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    Reply from Michael Mento
    August 3rd, 2026 04:14 PM
    Julia, I'm pleased to hear that your first home buying experience went smoothly and that I could assist in the process. It's great to know that my responsiveness and knowledge were helpful to you. Thank you for your recommendation, and enjoy...
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    Susan D
    Hammonton, NJ
    Posted on July 23rd, 2026 04:37 PM
    I was guided through the entire home buying process. There was open communication and questions were answered in a timely manner.
    Reply from Michael Mento
    July 30th, 2026 04:37 PM
    Susan, I'm glad to hear that you felt well-guided throughout the home buying process. Open communication and timely answers are important, and I'm pleased I could provide that for you. Thank you for sharing your experience!
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    Susan T
    Ocean City, NJ
    Posted on July 20th, 2026 11:01 PM
    Communication was awesome- easily available if we had any questions.
    Reply from Michael Mento
    July 28th, 2026 02:10 PM
    Susan, I'm happy to hear that you found the communication to be awesome and that I was easily available for your questions. Thank you for sharing your experience!
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    JoAnn D
    Hammonton, NJ
    Posted on July 20th, 2026 06:40 AM
    I have worked with Michael for many years, and he is truly a class act. Once my clients are in his hands, I can rest assured that he and his team will guide them through the financial side of the process with knowledge, care, and professionalism....
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    Reply from Michael Mento
    July 27th, 2026 04:40 PM
    JoAnn, thank you for your kind words and trust over the years. I'm pleased to know that my approach and understanding of the real estate process have been valuable to you and your clients. Your confidence in me and my team means a lot, and...
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    Thomas S
    Egg Harbor Township, NJ
    Posted on July 16th, 2026 07:51 PM
    Clear communication
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    Jami R
    Hammonton, NJ
    Posted on July 12th, 2026 07:31 PM
    Easy communication & experience
    Reply from Michael Mento
    July 20th, 2026 05:57 PM
    Jami, I'm glad to hear that you found the communication and experience easy. Thank you for your feedback!
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    About
    Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717
      May 1st, 2014 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 422717 
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.