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Michael Mento at Prosperity Home Mortgage - O...
Senior Mortgage Consultant | NMLS# 422717

Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
Location & Business Hours
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Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
When we were communicating with you and your team, everything was great. The title company was also great. The level of scrutiny from the underwriters was overwhelming though and it would have helped if we heard from someone about why that...
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Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Deborah D
Reply from Owner
January 22nd, 2026 07:57 PM
Thank you, Deborah, for the 5-star rating. If you need anything in the future, please feel free to reach out.
Constant communication and updates from your office.
Reply from Michael Mento
January 21st, 2026 09:09 PM
Deborah, I appreciate the feedback on the communication and updates. Keeping you informed throughout the process is a priority, and I'm pleased to see it reflected in your experience. If you have any other questions or need further assistance,...
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We enjoyed very much working with Mike on our mortgage for our vacation home. Mike over-communicates and makes the complex seem simple. Mike designed an offer customized to our financial situation and made settlement a breeze.
Reply from Owner
January 20th, 2026 05:26 PM
It was a pleasure to work with you on your vacation home mortgage, Chris. I'm glad that the communication throughout and the customized offer helped simplify the process for you. If there's anything else you need in the future, I'm here to...
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Mike was extremely responsive throughout the ehole whole process and worked closely with us to develop the best rate structure for our unique situation. Mike was also extremely prepared and made the settlement tabble transaction painless. Highly...
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Reply from Michael Mento
January 19th, 2026 08:48 PM
I'm grateful for your thoughtful review, Christopher. Working closely with you to develop the right rate structure was important to me, and I'm pleased to hear that it contributed to a seamless settlement experience. If you have any questions...
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Michael was thorough and concise in all proceedings. He was super prepared and that made the closing go perfectly.
Reply from Michael Mento
January 19th, 2026 03:06 PM
Your feedback is appreciated, Diana. Being thorough and well-prepared is a focus of mine, so I’m pleased to know it led to a smooth closing for you. If you ever have more questions or need assistance in the future, feel free to reach out.
Michael and his team were professional and organized. They communicated extremely well throughout the process and made buying a house a simple process.
Reply from Michael Mento
January 19th, 2026 09:49 PM
Your comments mean a lot, Paul. Keeping communication clear and the process straightforward is always my goal, and I'm glad to know it made things easier for you. If there's anything else you need in the future, please don't hesitate to get...
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Excellent communication and prompt response.
Reply from Michael Mento
January 8th, 2026 07:15 PM
I appreciate your kind words, Benjamin. Effective communication and prompt responses are priorities for me, so it's great to know you were satisfied in these areas. If there's anything else you need as you settle into your new home, please...
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Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from David D
Reply from Owner
January 8th, 2026 09:38 PM
David, thank you for the excellent rating. If you ever have any questions or need assistance in the future, I'm here to help.
Great experience with Prosperity Home Mortgage. The entire process was very straightforward and easy to understand. Michael Mento was great to work with — he answered all of my questions and guided me through every step of the process. He made...
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Reply from Michael Mento
January 7th, 2026 03:17 PM
I'm glad to hear that you found the process straightforward and stress-free, David. It's important to me that you felt well-guided throughout your experience. Thank you for recommending my services at Prosperity Home Mortgage. If you have any...
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About
Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717May 1st, 2014 - Current
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 422717
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.