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Michael Mento at Prosperity Home Mortgage - O...
Senior Mortgage Consultant | NMLS# 422717

Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike was very thorough expalining the process and answered all of my questions in a timely manner. I wouldn't hesitate to use Mike and Prosperity again!
Reply from Michael Mento
February 23rd, 2026 07:41 PM
It's great to know that you felt well-informed throughout the process, Jack. I'm glad I could answer your questions promptly and thoroughly. If you ever decide to pursue another opportunity or have further questions, I'd be happy to assist....
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Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Michael R
Reply from Owner
February 23rd, 2026 04:13 PM
Michael, thank you for your feedback. I'm glad to see your positive rating and appreciate your support. If there’s ever anything more I can assist with, feel free to reach out.
Michael was readily available, knowledgeable, and made everything smooth and easy.
Reply from Michael Mento
February 19th, 2026 08:14 PM
Michael, I'm pleased to hear that you found the process smooth and straightforward. Being readily available and sharing my knowledge is something I strive for, so I'm glad it made a difference in your experience. If there's anything else you...
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Grreat working with Mike,
Reply from Michael Mento
February 16th, 2026 08:30 PM
Mark, I'm glad to hear that the experience of working together was positive. If you have any further needs or questions regarding refinancing, feel free to get in touch.
Working with Michael and his team was a great experience. He explained every step to us and was very patient with all of our questions. This is our third time working with him and his team, in my eyes that says all you need to know.
Reply from Owner
February 16th, 2026 09:28 PM
Susan, I appreciate your continued trust in me and my team for the third time. It's great to know that the explanations and patience contributed positively to your experience. If there's anything more you need or any questions you might have,...
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Mike was truly amazing throughout our entire home-buying process. From the moment our offer was accepted, he made everything feel easy, fast, and never confusing. He was always available to answer questions, explain things clearly, and keep...
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Reply from Michael Mento
February 12th, 2026 04:51 PM
Alyssa, I'm genuinely glad that I could make the home-buying process straightforward and reassuring for you. Being there on closing day to share such a significant moment with you was important to me. Your kind words about my availability and...
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Explaining each step of the proces. Answering all questions. Responding to emails and phone calls in a timely manner.
Reply from Michael Mento
February 12th, 2026 09:33 PM
Susan, it's good to hear that the explanations and timely responses helped guide you through the process. Making sure all your questions were addressed is important to me. If there's anything further you'd like to discuss or any assistance...
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really help me out with my mortgage
Reply from Michael Mento
February 2nd, 2026 08:17 PM
Michael, I'm pleased to hear that I could assist you with your mortgage. Making the process easier and more understandable is important to me. If you have any more questions or need further assistance, don't hesitate to get in touch.
Ease of uploading documents to the portal. Responsiveness of Michael, Angela and Catherine
Reply from Michael Mento
January 30th, 2026 05:15 PM
Kathryn, it's great to know that you found the document upload process straightforward and that the responsiveness of our team, including Angela and Catherine, met your expectations. Ensuring a smooth experience is always my goal. If there's...
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Mike was very knowledgeable and broke down every question we had.
Reply from Michael Mento
January 29th, 2026 07:48 PM
Kyle, I'm glad to hear that my knowledge and explanations were helpful to you. Ensuring all your questions are clearly addressed is something I take seriously. If you need further assistance or have additional questions in the future, please...
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About
Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717May 1st, 2014 - Current
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 422717
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.