Michael Mento at Prosperity Home Mortgage - Ocean City's Cover Image
Michael Mento at Prosperity Home Mortgage - Ocean City - Senior Mortgage Consultant | NMLS# 422717 in  Ocean City, NJ
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Michael Mento at Prosperity Home Mortgage - O...

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Senior Mortgage Consultant | NMLS# 422717

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Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Dreadloxoxo
    Posted on December 28th, 2025 12:46 AM
    As a single woman looking to purchase her first home, I was skeptical of who I could trust and who I could not. After some resarch, Michael Mento at Prosperity came as a referral from a good friend in real estate and I couldn't have been more...
    read more
    Reply from Michael Mento at Prosperity Home Mo...
    January 5th, 2026 03:23 PM
    It's uplifting to know that you felt informed and supported throughout your home-buying journey with me. Trust is incredibly important, especially during such a significant purchase, and I'm glad I could meet your expectations. Your recommendation...
    read more
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    Crissa R
    Philadelphia, PA
    Posted on December 28th, 2025 12:42 AM
    Michael Mento was referred to me and I couldn't be more happy to do the same. My experience with his office and Prosperity Home Mortgage was professional, proficient and a smooth process from the application to closure. I felt informed, acknowledged,...
    read more
    Reply from Michael Mento
    January 5th, 2026 07:30 PM
    Thank you for sharing your positive experience, Crissa. I'm pleased to hear that you found the process smooth and felt informed and supported throughout. It's great to know that your trust was well-placed, and I appreciate your willingness...
    read more
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    Patrick E
    Collingswood, NJ
    Posted on December 24th, 2025 01:01 PM
    Excellent customer servic!
    Reply from Michael Mento
    December 31st, 2025 02:29 PM
    Thank you for sharing your feedback! I'm pleased to know you appreciated the customer service experience. If there's anything else you need, feel free to reach out.
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    Nick C
    Posted on December 24th, 2025 12:48 PM
    Michael and the Prosperity Team were extremely knowledgeable and made the mortgage process smooth. Any questions we had were answered with grace and professionalism. Would recommend to a first time homebuyer or someone on their 10th home. Great...
    read more
    Reply from Michael Mento at Prosperity Home Mo...
    January 1st, 2026 02:16 PM
    I appreciate your thoughtful review, Nick. It's great to hear that you found the mortgage process smooth and informative. I strive to provide clear answers and support at every step, no matter whether it's the first or tenth home purchase....
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    Nicholas C
    Hammonton, NJ
    Posted on December 24th, 2025 12:46 PM
    Michael and his team are extremely intelligent and educated/coached us every step of the way. Answered all questions we had and made the mortgage process smooth. Professionalism and industry knowledge were A+! 10/10 would recommend to anyone...
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    Reply from Michael Mento
    December 31st, 2025 04:08 PM
    I'm grateful for your feedback, Nicholas. Making sure that the mortgage process is smooth and informative is very important to me, so it's rewarding to know you felt well-supported throughout. Should you need further assistance or have more...
    read more
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    Beth W
    Somers Point, NJ
    Posted on December 19th, 2025 03:26 PM
    Mike Mento is the reason everything went so smoothly. Mike is a great communicator, kind and knowledgeable. He had tons of patience for my sometimes silly questions and explained everything in a way I was able to understand and use to make...
    read more
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    John B
    Posted on December 19th, 2025 03:12 PM
    I cannot recommend Michael highly enough. From start to finish, his communication was exceptional. He broke down what can be a complicated process into clear, manageable steps and paired that with online tools that were genuinely easy to use...
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    John B
    Philadelphia, PA
    Posted on December 19th, 2025 03:09 PM
    Communication, Responsiveness, Simple Process and easy online portal
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    Dana A
    Narberth, PA
    Posted on December 16th, 2025 03:42 PM
    Responsive and quick turnaround.
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    Russell G
    Posted on December 15th, 2025 02:52 PM
    Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 4 star rating from Russell G
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    About
    Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717
      May 1st, 2014 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 422717 
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.