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Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Mike was available to help us any time. We either got a call or texted. Everyone very pleasant to work with. It was a long haul getting our house, but all worked out in the long run. thank you everoneLeeann Lagied
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Reply from The McDermott Team
March 8th, 2026 01:06 AM
Thank you for the review Leeann! I appreciate the kind words and for getting to work with you. Being available and quick to respond is something I strive to do at all times so I'm glad it was helpful for you throughout the process. Thanks again!...
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My ratings were skewed downward due to the chaotic finish of the process. We had to move the closing date three times and even the third was in doubt until the last hour. I recognize that things happen but there was no communication alerting...
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Reply from The McDermott Team
March 8th, 2026 01:42 AM
I appreciate your honest feedback, Douglas. It’s concerning to hear about the communication issues you faced towards the end of the process. Ensuring clear communication throughout is important, and I apologize for any inconvenience caused...
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Michael and his team did a fantastic job! A very smooth and speedy transaction. Very responsive and knowledgeable.
Reply from The McDermott Team
March 8th, 2026 01:07 AM
Thank you Thomas! I appreciate the kind feedback. I'll be here for all of your mortgage related needs as they come up. Thanks again!
Working with the McDermott Team at Bay Equity was an absolute pleasure from start to finish. Their professionalism, transparency, and deep knowledge of the lending process made everything smooth and stress-free. They were incredibly responsive,...
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Reply from The McDermott Team
March 8th, 2026 01:08 AM
Thank you so much for the review! It means a lot to hear that our professionalism, transparency, deep knowledge of the lending process, and responsiveness helped make your experience smooth and stress-free. We always prioritize clear explanations,...
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Working with Michael and his entire team is always a fantastic experience. They’re incredibly responsive, highly communicative, and consistently go above and beyond to make the lending process smooth and efficient. Their professionalism and...
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Reply from The McDermott Team
March 8th, 2026 01:09 AM
Thank you Juan! Your feedback encourages me to keep striving to be the best of the best, not only for your clients but for Realtor partners like yourself. Here's to many more years working together!
Excellent and timely communication throughout the whole process.
Reply from The McDermott Team
March 8th, 2026 01:10 AM
Thank you for the review Greg! I really appreciate you taking the time to share your experience. Congratulations on your new home!
able to get answers when needed quickly
Reply from The McDermott Team
March 8th, 2026 01:42 AM
It's great to hear that I was able to provide you with prompt answers, Jerry. Should you have any more questions in the future or need further assistance, I'm here to help. Thank you for taking the time to leave a review!
Michael and his team could not have made a more efficient and seamless process for us. Always kept us informed of the entire process. Very friendly and responsive team.
Reply from The McDermott Team
March 8th, 2026 01:44 AM
It means a lot to hear that we delivered an efficient, seamless process while keeping you fully informed every step of the way. My team and I always prioritize clear communication, quick responses, and a friendly, supportive experience to make...
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Great communication and always quick to respond. Smooth transaction every step of the way. Highly recommend!
Reply from The McDermott Team
March 8th, 2026 01:44 AM
It means a lot to hear that our great communication, quick responses, and smooth process every step of the way made the transaction seamless for you. That's exactly what we aim for—to keep things clear, efficient, and stress-free from start...
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excellent communication throughout the entire process from start to finish
Reply from The McDermott Team
March 8th, 2026 01:45 AM
Thank you so much for the great 5-star review—I'm truly appreciative of your kind words and for letting The McDermott Team guide you through the process! It means a lot to hear that our communication stood out from start to finish. Keeping...
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/