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Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Michael was great and made the expeirence super easy!
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I'm glad to hear that you had such a smooth experience, Benjamin. Making the process easy for you is always my goal, and it's great to know I could achieve that. Your 5-star rating is very much appreciated. Thank you for choosing Kind Lending!...
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Michael McDermott has been and will continue to be, my teams/family/friends go to for any mortgage related products. (15+ years strong)
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I'm grateful for your continued trust over the years, Peter. It's truly rewarding to know that I've been able to assist you and your family, friends, and team with their mortgage needs. If there's anything I can help with in the future, don't...
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Thank you for making this experience easy!
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I'm glad to hear that the experience was smooth for you, Shirley. Making things easier is always my goal, and I'm pleased I could help. If you need any assistance in the future, please don't hesitate to reach out.
Thanks for going over all our loan options and making the process easier than we expected.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
It's great to hear that I could help simplify the loan process for you, Markus. Exploring different options is an important step, and I'm glad I could assist you with that. Should you have any further questions or need assistance in the future,...
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There were lots of questions and paper work. All seemed to work out in the end. Cannot believe how much info. is required to purchase a house today than 10 years ago. The gov't is insane. Last house for us. Thanks for all your help.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I appreciate you sharing your thoughts, Anada. It's true that the home buying process has become more complex over the years, and I'm glad everything worked out in the end. Thank you for trusting me to help navigate through all the paperwork...
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Expreience OK, several issues.
Reply from The McDermott Team
March 8th, 2026 01:41 AM
Thank you for sharing your feedback, Ronald. I understand that your experience wasn't completely smooth, and I'm here to address any specific issues you encountered. Please feel free to contact me directly so we can work towards a resolution....
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We knew we could call on michael And it was a no brainer he could get the job done
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I'm pleased to know you felt confident entrusting me with your needs, Amy. It's important to me that you find the process straightforward and reliable. Thank you for sharing your experience, and I look forward to assisting you again in the...
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Appreciate Michael and all his help. He mostly communicated with my husband, but I was always informed via text or email. Hope to work together again in the future.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
I appreciate your kind words and the opportunity to assist you and your husband, Lisa. I'm glad to hear that the communication kept you informed throughout the process. I look forward to the possibility of working together again in the future....
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Mike answered my questions and when I wanted more clarity he took his time to educate me. Since I don't live in the world of home finance it is important that I understand. That I appreciated so much.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
It's great to know that I could help provide the clarity you needed, Michael. I understand that navigating home finance can be complex, and I'm glad I could assist you in understanding it better. Your appreciation and feedback mean a lot to...
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Easy process, have worked with loan officer several times and always a great process.
Reply from The McDermott Team
March 7th, 2026 06:22 AM
I'm truly grateful for your continued trust and kind words, Cesar. It's always a pleasure working with you and ensuring each process is as seamless as possible. Your feedback means a lot to me, and I'm delighted to know that your experience...
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/