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Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
It was great working with you! Everything was exceptional!
Reply from The McDermott Team
May 12th, 2026 05:58 PM
Thank you, Ryan! I'm glad to hear that you had a great experience working with me. If there's anything else I can assist you with in the future, please don't hesitate to reach out. I'll be in touch!
Michael and his team are great , they made the process easy and are well communicated and extremely organized , they stayed on top of everything, helped me out explaining everything with great details and guided me to the best options , I will...
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Reply from Owner
May 6th, 2026 12:00 AM
Thank you so much for your kind words! I'm truly grateful you took the time to share your experience. It was an absolute pleasure working with you. I'm glad my team could make the process smooth, transparent, and even enjoyable by keeping you...
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Working with Michael McDermott at Bay Equity was an exceptional experience from start to finish. Michael is the kind of mortgage professional you hope to find—knowledgeable, responsive, and genuinely committed to helping his clients succeed....
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Reply from Michael McDermott
September 22nd, 2026 05:47 PM
Miguel, thank you so much for this! Taking the time to understand your goals, keeping you informed so you always felt like a priority, and getting you to an on-time close is exactly why we do this. I’m grateful the process felt clear and that...
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We HIGHLY recommend The McDermott team!! Everyone was so friendly, knowledgeable and helpful. They were INCREDIBLE to work with and in constant communication. We will absolutely be working with them in the future, and strongly encourage anyone...
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Reply from Michael McDermott
September 22nd, 2026 05:48 PM
Ashleigh, this is a great one to get — thank you. Friendly, knowledgeable, and in constant communication is how we try to run every file, and I’m glad home buying felt as easy as it can be on your end. The team and I loved working with you....
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Mike and the entire Bay Equity Team were an absolute pleasure to work with. The approval process was quick, and the transfer of information was seamless. They kept me well-informed throughout the loan process, ensuring that all updates were...
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Reply from Michael McDermott
September 22nd, 2026 05:49 PM
Ryan, appreciate you taking the time to write this. A quick approval and timely updates matter a lot when buying a house already has enough stress attached. Glad the process felt seamless and that you always felt taken care of. We’ll be here...
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Michael was great to work with. I would definately refer him to all my family and friends for their home financing needs.
Reply from The McDermott Team
March 7th, 2026 04:12 PM
It's nice to hear your positive feedback, Mary. I'm glad that the experience was so valuable for you, and your referrals are greatly appreciated. If you or anyone you know has more questions about home financing, don't hesitate to get in touch....
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Michael at Kind Lending was extremely helpful. He was easy to communicate with and explained every step in the process. He promptly responded to questions and answered in terms easily understandable. Highly recommend!
Reply from Owner
March 5th, 2026 09:24 PM
Thank you so much for your kind words and for taking the time to share your experience! I'm truly grateful to have been part of your home-buying journey, and I'm thrilled to hear that the process felt clear and stress-free. It was a pleasure...
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His great communication skills made the whole process painless
Reply from The McDermott Team
March 7th, 2026 04:12 PM
It's encouraging to hear that my communication skills helped make the process smoother for you, Debra. If there's anything else you need or if you have any questions in the future, please don't hesitate to reach out. Thank you again for choosing...
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They are more than kind !
Reply from Owner
March 5th, 2026 09:25 PM
Thank you for the awesome review—we're blushing over here! "More than kind" is high praise, and it's exactly the experience we aim to deliver every time. It was a pleasure helping you with your financing—thank you for trusting The McDermott...
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I had a fantastic experience working with Michael McDermott, Branch Manager at Kind Lending. He got me the loan I needed quickly and made the entire process clear and stress-free. Michael was always available to answer my questions — even when...
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Reply from The McDermott Team
March 7th, 2026 04:13 PM
I'm glad to hear about your positive experience with me, Barbara. It's reassuring to know that the process was smooth and clear for you, and I'm happy I could address your questions patiently. Your recommendation means a lot, and if you ever...
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/