Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Very professional kept you informed about everything going on and what is next Set you up with great team members who are very knowledgeable and passionate about you and what is going on I would recommend Michael and his team to anyone who...
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Reply from Michael McDermott
September 11th, 2026 03:23 PM
Andrea, thank you so much for the kind words! Keeping you informed about everything going on and what’s next, and surrounding you with knowledgeable team members who care about your file, is exactly how we like to work. We truly appreciate...
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Michael was very helpful and informative from the first time we contacted him! He helped guide us through the process of buying a home with great communication and support. I would definitely recommend his services to anyone!
Reply from Michael McDermott
September 3rd, 2026 04:33 PM
Cecily, thank you so much for the kind words! Being helpful and informative from that first conversation, then guiding you through buying a home with clear communication and support, is exactly why we do this. Congratulations on the new home...
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When looking to see if we could buy a house, Mike helped us realize we could, with a very easy prequalification process. When it came time to actually purchase a house, Mike and his team were able to get us keys in hand, with a VA loan, with...
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Reply from Michael McDermott
August 31st, 2026 04:23 PM
Mike, thank you so much for this — it truly means a lot. Helping you realize buying was possible, then getting keys in your hands with a $0 out-of-pocket VA loan, is exactly why we do this. The whole team is grateful we could keep the prequal...
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Michael is exceptional. He made our transactions effortless and he answered my hundreds of questions promptly and so respectfully. I highly recommend him and will definitely be using him again. In fact we did use him for another loan type that...
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Reply from Michael McDermott
August 24th, 2026 09:50 PM
Jaime, thank you so much for this kind review — it truly means a lot. I’m grateful I could make the process feel effortless and take the time to answer every question thoroughly and respectfully. Buying a home (and then handling the additional...
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It was a pleasure working with Michael and his team to secure a home loan. He was knowledgeable and transparent from the start. While diligently working away, he proactively kept us informed of progress through every step. If you’re looking...
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Reply from The McDermott Team
July 3rd, 2026 03:19 PM
I'm grateful for your kind words, Bryan. It's wonderful to hear that me and my team were able to provide you with knowledgeable and transparent service throughout the home loan process. If you have any future needs or questions, please feel...
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Michael and his team were very supportive, knowledgeable, and great with communication!
Reply from Michael McDermott
June 4th, 2026 09:57 PM
I'm grateful for your kind words, Kathleen. It's wonderful to hear that you found our support and communication helpful. If you ever have more questions or need assistance, please don't hesitate to reach out.
Excellent! From beginning to end Michael got my client the best deal! Financing went very smoothly and so easy to get responses to my emails and messages I send to Michael, thank you!s
Reply from Michael McDermott
June 4th, 2026 09:57 PM
I'm grateful for your positive feedback, Billy. It's wonderful to hear that the financing process went smoothly and that communication was efficient. If you or your client have any more questions in the future, please feel free to reach out....
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This was my second time using Michael and his team for our mortgage! For the second time in a row, his team was extremely responsive. To me this is the most important quality going through the closing process. Being able to contact him to make...
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Reply from Michael McDermott
June 4th, 2026 09:59 PM
I'm grateful for your continued trust in Michael and our team, Matthew. Responsiveness is indeed crucial during the closing process, and I'm pleased we could meet your expectations. If there's anything more you need in the future, don't hesitate...
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It's rare that another bald man does as good a job as me...but here I am writing this review for Michael. He did fantastic work on a couple refinances for me and my wife that were start to finish about 12 days each. Probably would have been...
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Reply from The McDermott Team
August 17th, 2026 04:38 PM
Appreciate the kind words (and the bald solidarity). Glad we could get those refinances done quickly for you and your wife — 12 days is a solid turnaround when the pieces fall into place. Appraisers will always have their own schedule, but...
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From the moment Michael McDermott and his team became involved with my home purchase needs, they were professional, compassionate, and exceptionally supportive of my somewhat "needy" questions. Mike even supported me by guiding me towards answers...
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Reply from The McDermott Team
July 3rd, 2026 03:20 PM
It’s great to hear about your positive experience with me and my team, Kathleen. I'm grateful for your trust and am pleased that I could guide you through the process and connect you with the right professionals. Thank you for considering us...
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/