

Michael Joseph
Vice President | NMLS 191985

I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Reviews from Web
Michael is very friendly and thoughtful, my husband and I were so pleased to deal with him about the loan application and the process. : )
Michael is very helpful and provides me what i I needed and answered all my questions a nd concerns in a timely manner even during off office hours!
Best in the business and always provide the best service for our clients
Reply from Owner
December 15th, 2025 05:22 PM
Thank you so much! I truly appreciate the kind words and the trust you place in me. Providing the best service for our clients is always my top priority, and your support means a lot.
MJ and his team are the best in the business and always make our clients feel comfortable and confident
Michael goes above and beyond to help. We have known him for years and continue to want to do business with him because of his professionalism and dedication.
Michael was extremely knowledgeable and communicative which made the process go very smoothly. I would highly recommend Michael to everyone !
Michael Joseph has received a review with 5 star rating from Cal D
Michael made the process extremely easy. Could not have asked for a better fit to help buy our first home.
Michael was exceptionally communicative and always kept me apprised of where things stood with the loan. He was excellent! I'll certainly be referring him to other clients in the future.
Michael made the entire process fantastic from start to finish. Communication was clear, fast, and consistent. He was always on top of everything, made things easy to understand, and handled every detail with professionalism. Truly one of the...
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Reply from Owner
November 11th, 2025 07:40 PM
Thank you so much for your kind words! I’m really glad to hear the process felt smooth and straightforward for you. Clear communication and making things easy to understand are always my top priorities, so it means a lot to know that came through....
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About
I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank Mortgage - Senior Loan OfficerMar 1st, 2019 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 191985
Disclaimer
Company NMLS 421593. All loans subject to credit approval.