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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Reviews from Web
  • Encompass
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    Karen Y T
    Columbia, MD
    Posted on December 6th, 2025 07:56 AM
    Michael is very friendly and thoughtful, my husband and I were so pleased to deal with him about the loan application and the process. : )
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    Vincent L T
    Columbia, MD
    Posted on December 5th, 2025 10:17 PM
    Michael is very helpful and provides me what i I needed and answered all my questions a nd concerns in a timely manner even during off office hours!
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    Danny E
    Posted on December 4th, 2025 02:23 PM
    Best in the business and always provide the best service for our clients
    Reply from Owner
    December 15th, 2025 05:22 PM
    Thank you so much! I truly appreciate the kind words and the trust you place in me. Providing the best service for our clients is always my top priority, and your support means a lot.
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    Daniel E
    Frederick, MD
    Posted on December 4th, 2025 02:22 PM
    MJ and his team are the best in the business and always make our clients feel comfortable and confident
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    Matthew N
    Frederick, MD
    Posted on December 4th, 2025 01:55 PM
    Michael goes above and beyond to help. We have known him for years and continue to want to do business with him because of his professionalism and dedication.
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    Adriana C
    Columbia, MD
    Posted on November 13th, 2025 06:15 PM
    Michael was extremely knowledgeable and communicative which made the process go very smoothly. I would highly recommend Michael to everyone !
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    Cal D
    Posted on November 10th, 2025 05:10 PM
    Michael Joseph has received a review with 5 star rating from Cal D
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    Callum D
    Potomac, MD
    Posted on November 10th, 2025 05:10 PM
    Michael made the process extremely easy. Could not have asked for a better fit to help buy our first home.
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    Anne K
    Potomac, MD
    Posted on November 3rd, 2025 09:14 PM
    Michael was exceptionally communicative and always kept me apprised of where things stood with the loan. He was excellent! I'll certainly be referring him to other clients in the future.
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    Elkin A R
    Posted on November 1st, 2025 01:24 PM
    Michael made the entire process fantastic from start to finish. Communication was clear, fast, and consistent. He was always on top of everything, made things easy to understand, and handled every detail with professionalism. Truly one of the...
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    Reply from Owner
    November 11th, 2025 07:40 PM
    Thank you so much for your kind words! I’m really glad to hear the process felt smooth and straightforward for you. Clear communication and making things easy to understand are always my top priorities, so it means a lot to know that came through....
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    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.