Michael Joseph
Vice President | NMLS 191985
I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Mr. Michael provided outstanding guidance throughout my home-buying process. He carefully advised me on choosing a house that would be comfortable and realistic for me to afford in terms of my mortgage. During moments when I felt discouraged...
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Reply from Owner
December 31st, 2025 06:12 PM
Thank you so much for this incredibly thoughtful review. It truly means a lot to me. Guiding you through the home-buying process and helping you find something both comfortable and financially realistic was very important to me. I’m glad I...
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Mr. Michael provided outstanding guidance throughout my home-buying process. He carefully advised me on choosing a house that would be comfortable and realistic for me to afford in terms of my mortgage. During moments when I felt discouraged...
read more
helpful, responsive and easy to work with. worked over thanksgiving to help us close before the holidays! fair and reasonable when negotiating with other lenders' rates
Reply from Owner
December 31st, 2025 06:10 PM
Thank you so much for the kind words! I’m glad I could be helpful, responsive, and easy to work with. Closing before the holidays was important, and I was happy to do whatever it took—even over Thanksgiving—to make that happen. I truly appreciate...
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Helpful, Responsive and worked over the holidays To help us close before the holidays!
Michael keeps all his clients very well informed through out the process..and is able to pivot quickly when we made changes to the closing date. Michael is wonderful, and his team is also very much appreciated for their excellent work.
Michael Joseph has received a review with 5 star rating from Jariel C
update us on all his works
Michael is the consummate professional, always proactively updating us on the status and progress of the loan. We will gladly recommend Michael and Presidential Bank Mortgage to our friends and family.
and his team were very responsive to any questions, calls, or request for information. was very good about reaching out to ensure that I had the information that I needed. This was the best experience that I've had with a lender.
Communication was great, Micheal was with me every step of the way, even in uncertain times. Overall wonderful experience, thanks again for everything!
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About
I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank Mortgage - Senior Loan OfficerMar 1st, 2019 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 191985
Disclaimer
Company NMLS 421593. All loans subject to credit approval.