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Michael Hosang - Branch Manager | NMLS ID #609803 in Virginia Beach, VA
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Michael Hosang

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Branch Manager | NMLS ID #609803

Fairfax
We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Fairfax
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
  • Encompass
    E
    Elias P N
    Norfolk, VA
    Posted on February 21st, 2024 01:29 PM
    Michael was very communicative!
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you for coming to my team and I for your financing Elias. We very much appreciate it! Enjoy your new home, and please let us know if we can help you or anyone you know for their future home financing needs. Have a Great Day!
  • Encompass
    K
    Kerry L W
    Vinton, VA
    Posted on November 8th, 2023 01:01 PM
    Michael and his staff were super helpful when I had questions and very speedy and efficient. I needed to get this done in a bit of a time crunch and everything went off without a hitch.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you Kerry. We appreciate the compliments and the 5 star survey. We also appreciate you coming to us for your financing.
  • Encompass
    A
    Ariel C C
    Hampton, VA
    Posted on September 18th, 2023 02:26 PM
    Michael was available whenever my husband and I needed his service while in the process of buying our house. He also had answers to our many questions! We felt valued while working with him. Our overall experience working with Michael was great!...
    read more
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you so much Ariel, Very much appreciated. It helps when we have amazing Clients! I'm working on my 2024 goals now, so if you know any Family or Friends, that may need our help, please let me know. Have a Great Day.
  • Encompass
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    Vanessa G
    Chesapeake, VA
    Posted on August 19th, 2023 11:05 AM
    Any time we had a question or concern he answered very quickly.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you for such a nice review Vanessa, and thank you for being such an easy client to work with. I'm working on my 2024 goals, so if you know of any Family or Friends that can use our mortgage services, Please let me know.
  • Encompass
    A
    Antonio R
    Chesapeake, VA
    Posted on August 17th, 2023 01:35 PM
    Micheal otherwise known as Mike was super helpful and responded quickly with any questions we had in regards to our loan. It was our first time buying and was an overwhelming process but Mike and his team made it really simple and easy.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you Antonio, you were a big help making the process easy as well! I'm working on my 2024 goals, so if you know of any Family or Friends that can use our mortgage services, Please let me know.
  • Encompass
    M
    Michael W S
    Williamsburg, VA
    Posted on July 28th, 2023 04:45 PM
    The whole team at Tidewater was super helpful through the whole process.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you as well Michael, It was Great working with you as well, you made it easy for my team to help! I'm working on my 2024 goals, so if you know of any Family or Friends that can use our mortgage services, Please let me know.
  • Encompass
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    Melissa S
    Williamsburg, VA
    Posted on July 27th, 2023 07:42 AM
    Mike is great at communicating everything needed and was always available by text, email or call to answer questions. We had a short closing window and they made it happen (even with a complicated situation like ours)! This is my second time...
    read more
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thank you for such a nice review Melissa, and thank you for being such an easy client to work with you and Mike are the Best!. I'm working on my 2024 goals, so if you know of any Family or Friends that can use our mortgage services, Please...
    read more
  • Encompass
    G
    Geri S
    Virginia Beach, VA
    Posted on July 11th, 2023 12:08 PM
    Everything went very smooth and Michael and his team communicated well about what was needed and when. He was also great at helping me figure out the best choices for me and what I was looking for in a mortgage payment.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    What a Great Review from such a Nice Client. Very Much Appreciated Geri!!!
  • Encompass
    A
    Anthony P E
    Virginia Beach, VA
    Posted on July 1st, 2023 11:32 AM
    Michael Hosang and his team made it a great experience. He communicated very well during the process from start to finish. He clarified and explained what was needed when questions were asked. Thanks Mike, you are our go to.
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    Thanks again Anthony, hope all is going well with your home. Anything you might need or questions that come up, just let my team and I know.
  • Encompass
    J
    John L D
    Dunnsville, VA
    Posted on June 25th, 2023 06:10 PM
    Step by step paperwork made it helpful for my wife to fill out and I helped when I could. Customer support when needed even after hours was a great bonus!
    Reply from Michael Hosang
    December 3rd, 2025 05:47 PM
    I'm truly grateful for your positive feedback, John. It's wonderful to hear that the step-by-step paperwork was helpful for you and your wife. At Tidewater Mortgage Services, we aim to provide exceptional customer support at all hours. Your...
    read more
  • 5160 of 289
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Jumbo Loan
    VA Loan
    DSCR Loan
    Bank Statement Loan (Self-Employed)
    FHA Loan
    Fixed Rate Mortgage
    Manufactured Home Loans
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      Nov 13th, 2025 - Current
    Memberships
    • Mortgage Bankers Association
    • TMBA
    • HRRA
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #609803
    • Licensed in DC, FL, VA, NC, MD
    Gallery
    Michael Hosang - Gallery Photo
    Michael Hosang - Gallery Photo
    Michael Hosang - Gallery Photo
    Michael Hosang - Gallery Photo
    Videos
    video
    Awards
    President's Club
    Achievements
    • Multi Time Presidents Club Member
    • Multi Time Off Road Race and Road Race Winner
    Hobbies
    • Spearfishing
    • Fishing
    • Offroad Bike Racing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)