Top 5%
Michael Hosang
Branch Manager | NMLS ID #609803
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Step by step paperwork made it helpful for my wife to fill out and I helped when I could. Customer support when needed even after hours was a great bonus!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm truly grateful for your positive feedback, John. It's wonderful to hear that the step-by-step paperwork was helpful for you and your wife. At Tidewater Mortgage Services, we aim to provide exceptional customer support at all hours. Your...
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My calls were returned relatively quickly by someone. Communication was great. I kinda started to freak that my faxes weren’t going thru with the repetition of sending same papers over and over again, but was reassured that all part of the...
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Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm very glad to hear that your experience with Tidewater Mortgage Services was positive, Judith. I understand the process can be stressful, particularly when it comes to the paperwork. However, I'm pleased to know that our team was able to...
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Great communication!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Mike was always available via phone and email, answered every single question I had with ease and knowledge, and made me extremely comfortable with my very first home purchase! I used the VA loan and everything was smooth as butter! His entire...
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Reply from Michael Hosang
December 3rd, 2025 05:47 PM
It was great working with you. Thanks again for putting your trust in us.
Mike provides a top quality service wrapped in a very friendly and enjoyable experience. His knowledge and communication is unlike anything I've ever experienced, and I'll happily recommend to anyone that they go through Mike!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I am absolutely thrilled to hear your positive feedback, Garrett. It's always great to know that my services are appreciated and that they make the mortgage process more enjoyable for clients like you. Your recommendation means a lot to me...
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Very easy to work with and responsive. We really appreciated that they were able to match the lowest rate we shopped around for.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear about your positive experience, Matthew! It was a pleasure to assist you in securing the best rate and navigate the mortgage process. Your satisfaction is our priority at Tidewater Mortgage Services. Thank you for your...
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Everything seemed to go through quickly and effeciently. I have a house now, so that's pretty great.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear about your successful home purchase, Richard! Your positive feedback regarding the speed and efficiency of the process really means a lot. It was a pleasure working with you and helping you to secure your new home. If you...
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Michael and his whole team made buying a new home a very exciting experience.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear about your positive experience, Doris. My team and We at Tidewater Mortgage Services always strive to make the home-buying process as smooth and exciting as possible. Thank you for the 5-star rating, we greatly appreciate...
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Very professional and seamless
Mike is very on top of things. He answers your questions very quickly and helps out no matter how big or how small. As a first time homebuyer, some things were stressful and confusing. Mike walked me through the process with great advice and...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
Gallery
Videos
Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)