Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michael brings to the table an entire team of professionals that handle everything from beginning to end. His communication is top notch. Even when he was away for the holidays, his amazing assistant filled in without skipping a beat. I was...
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I worked with Michael Gayda to get a loan for a house - twice!Once in 2017 and again in 2024.He was very helpful both times and will reach out to him for a third time when the time comes.
I was referred to Michael with PrimeLending from Pacifico Properties, from whom I had done business with over the years. Michael and the entire PrimeLending team were super professional and understanding with me. I shall note I transitioning...
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I don't typically leave reviews, but Michael deserves the recognition of a job well done. He is completely knowledgeable, informative, and friendly. I had very few questions because he was forthcoming with information relevant to me. For any...
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Michael was amazing to work with, his communication was great, his team was extremely well organized allowing our loan to close earlier than originally expected. Highly recommend these folks!
Michael provided us excellent service on our VA mortgage loan. He helped to facilitate a smooth transaction. We highly recommend Micheal and the Gayda Team.
He answered every single question we had in a way we would understand. He was respectful, responsive and knowledgeable about every detail of our mortgage loan and the process. This way we didn’t experience anything unknown to us or surprises...
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They just don’t get any better than Michael! Very honest and caring. Our experience from start to finish with Michael and his team was flawless. Thanks for all the help!
Michael was fantastic in setting expectations, walking us through our options, positioning us with the best program, and finally coordinating all of the pieces needed for smooth and expedited package. We had a (contingent) sale of one home...
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I'm normally not the person that takes time to write a review for ANY service but Mr Gayda has changed me. I've been doing business with Mike and all the Prime Lending staff for several years. I have purchased and sold numerous homes both personal...
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.