Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The overall ease of the process made it a great experience.
Reply from Michael Gayda - OVM Financial
September 2nd, 2025 08:36 PM
Glad we could, help, Marco! Stay in touch.
Michael and Shannon were absolutely amazing. They made the entire process so easy and transparent for my family during our home-buying process.
Reply from Michael Gayda - OVM Financial
September 2nd, 2025 05:27 PM
Great working with you too, Luis! You gave us the challenge to close within 16 calendar days and I'm glad we could make it happen for you. Enjoy your home and stay in touch!
Michael and his team kept us informed and answered any questions we had. He gave us options that we didn't even know that were available to us. He went above and beyond to make the process of purchasing our home a smooth one and I would recommend...
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Reply from Michael Gayda - OVM Financial
September 2nd, 2025 11:52 AM
We were happy to help with this, Kathy! Thank you for trusting us to find a solution and make it happen quickly. Enjoy your new home!
Michael and Shannon, his mortgage originator communication was stellar. At times they went above and beyond to help bring the transaction to the table.
Reply from Michael Gayda - OVM Financial
August 25th, 2025 01:51 PM
Always a pleasure to work with you, Tammy!
The ease of the entire process Also Michael and team were great when the lender required additional documents 🫶🏾
Reply from Michael Gayda
June 27th, 2025 08:38 PM
I'm glad to hear that the process was smooth and that our team could assist effectively when additional documents were needed. It was a pleasure working with you, and I appreciate your kind words.
Michael was great with helping mesecure my mortgage for my new house . he was always available when I had a question.inworked with him for almost a year and he would keep me informed of all the cuerent rate options.
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Reply from Michael Gayda
June 14th, 2025 11:28 AM
I'm thrilled to hear that I could assist you in securing your mortgage for your new home. It was a pleasure working with you over the past year, and I'm glad to have kept you informed of the current rate options. Thank you for your kind words...
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Thank you for all of the assistance in making this happen for the Lyons family! I really appreciate all of the communication, updates, and your willingness to pick up the phone and call. Thank you also for taking time to explain when I have...
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Reply from Michael Gayda - OVM Financial
July 22nd, 2025 07:30 PM
It was a pleasure working with you again, Andrea!
This is the 4th mortgage I've done with Michael Gayda. He is the best in the business hands down. His processes, communication, transparency, and knowledge gives his customers the upper hand during the mortgage process. If that is enough, his...
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Reply from Michael Gayda
May 20th, 2025 02:16 AM
I'm thrilled to hear that you had such a positive experience with your mortgage process. It's been a pleasure working with you, and I truly appreciate your continued trust and recommendation. Thank you for recognizing the efforts we put into...
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We faced a few challenges on the lending side, but Michael stayed proactive and communicative throughout, ensuring everything stayed on track for a successful closing. Thanks, MG!
Reply from Michael Gayda
July 22nd, 2025 07:31 PM
You're welcome, Laura! You were masterful at keeping everything moving along and staying on track. I appreciate you and look forward to working together again.
You will not be disappointed in using Michael Gayda and PrimeLending. I never had to wait for a response to my emails, texts or phone calls. Michael provides you with access to see exactly where your loan is at in the system. I will never use...
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.