Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
wow. where do I begin. I was buying and selling a home on the same day. Michael was my buying broker and was awesome throughout the entire process. Always returns correspondences promptly. I would HIGHLY recommend him to someone buying a home....
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Consummate professional who is highly knowledgeable, yet very cordial and forthcoming. Extremely easy to work with, and speaks in terms you can understand. Relates to your particular situation we..
Does everything he can to answer questions and explain everything clearly. Keeps you in the loop of what's going on and what's left to be done. And is always available to help out.
Was a pleasure working with Michael, again. We have gone to him twice in a row now for our home loans and wouldn't hesitate to go to him again in the future. I highly recommend giving him an opportunity to help you and/or your family with any...
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Michael Gayda and his team was very helpful in the process. He guide me through the closing process explaining step by step in a very clear each way. The good faith estimate was right to the point no guessing all number were correctIt was a...
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Michael was extremely knowledgeable, friendly, and always willing to help in any way. I wanted to close fast on my new house, he got the job done and made it a smooth process. Thanks Michael!
Michael was very professional and always responded quickly and knowlegably to any questions we had. For example, we had some questions about the float down option and he spent a lot of time explaining this so that we did not misunderstand how...
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Great experience. Answered my calls and questions promptly. Closed on time. Minimal back and forth on paperwork requests. Since I am a Realtor myself and this was my own purchase my expectations were high. If I had an inquiry during the process...
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Michael was amazing to work with. He was very helpful to remind me to of what was needed and also kept me update on the status of my mortgage application. Everyone on the staff was amazing.
Michael is the ultimate professional. He always responded to my questions and inquiries in a timely fashion ensuring that I understood where we were in the process. He also made sure the closing department had all the information they needed...
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.