

Michael Fergie
Mortgage Loan Officer

My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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The overall process was very smooth and straight forward. Michael was excellent with his communication whenever we had questions
Reply from Michael Fergie
May 28th, 2024 05:48 PM
congrats on your new home!
Michael was knowledgeable, responsive, and professional throughout the entire process. We felt comfortable with Michael on our side which was important to us during our first home loan experience.
Reply from Michael Fergie
April 23rd, 2024 12:52 PM
Thanks so much for the kind words. Congrats!
Very simple and easy process
Reply from Michael Fergie
April 18th, 2024 12:51 PM
congrats on your new home!
It was great.
Reply from Michael Fergie
April 9th, 2024 01:06 PM
Welcome to Memphis!
Fast and effective communication. Quick to respond to questions and concerns. Personable. Walked us through every step and worked closely with our agent during the process and assisted with initiating a whole new application when our first...
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Reply from Michael Fergie
March 29th, 2024 04:13 PM
Thank you for the review. I hope you all enjoy Jackson!
Michael was great throughout the whole mortgage process. He promptly responded to every email and was very knowledgeable.
Reply from Michael Fergie
March 29th, 2024 01:08 PM
Thanks for the kind words. Enjoy Lafayette!
Great communication.
Reply from Michael Fergie
March 6th, 2025 02:05 PM
Happy anniversary on the purchase of our home! I hope all is well.
Michael was great and kept us on track through the whole process!
Reply from Michael Fergie
February 29th, 2024 04:31 PM
Thanks for the opportunity to work together again!
Great communicator. He always ensured that we met all our timelines. Worked well with our realtor.
Reply from Michael Fergie
February 21st, 2024 07:00 PM
congrats on the new home!
Michael was responsive and great to work with. Very quick to reply to emails and address any potential issues.
Reply from Michael Fergie
January 8th, 2025 02:12 PM
Happy 1 year anniversary on the purchase of your home! I hope all is well.
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About
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Private Banking
Financial Planning
MD Lending specialist
Portfolio and secondary market mortgage products
100% LTV mortgages up to $1.5mm for MDs
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Memberships
- Proud Father to an Amazing Daughter Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Awards
Dad of the Year- v...
Achievements
- 2 time Diamond Circle Award recipient
Hobbies
- Being dad
- Watching sports
- Working out
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.