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Michael Fergie - Mortgage Loan Officer in Memphis, TN

Michael Fergie

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Mortgage Loan Officer

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My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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  • Encompass
    L
    Laura N
    Hernando, MS
    Posted on August 12th, 2026 05:29 PM
    Good job :)
    Reply from Michael Fergie
    August 12th, 2026 06:01 PM
    Thank you!
  • Encompass
    L
    Lanetta A
    Memphis, TN
    Posted on July 3rd, 2026 08:18 PM
    Organized, efficient
    Reply from Michael Fergie
    July 6th, 2026 12:49 PM
    Thank you Dr. Anderson. I hope you enjoy your new home!
  • Encompass
    M
    Margaret M C
    Knoxville, TN
    Posted on July 1st, 2026 03:56 PM
    Michale Fergie made everything so easy for me. This is my second loan with him and both experiences were great! I would and have recommended him to my friends. He is always responsive to e-mail requests and worked well with my real estate agent....
    read more
    Reply from Michael Fergie
    July 1st, 2026 04:04 PM
    Thank you for the opportunity! I hope you enjoy Knoxville. :-)
  • Encompass
    S
    Shelly D F
    Knoxville, TN
    Posted on July 1st, 2026 12:55 PM
    Michael Fergie!
    Reply from Michael Fergie
    July 1st, 2026 01:35 PM
    :-) congrats on your new home!
  • Encompass
    B
    Brennan P
    Knoxville, TN
    Posted on June 16th, 2026 12:38 PM
    Michael was easy to work with and communicative throughout the whole process!
    Reply from Michael Fergie
    June 16th, 2026 09:11 PM
    Thank you for the kind words. Congrats on your new home!
  • Encompass
    C
    Charles S D
    Memphis, TN
    Posted on June 5th, 2026 08:23 PM
    Huge undertaking for us since we were first time homebuyers living in two different places prior to Memphis. Everythin virutally was easy, straightforward, and a pleasure.
    Reply from Michael Fergie
    June 8th, 2026 01:22 PM
    Congrats on your new home. Welcome to Memphis!
  • Encompass
    L
    Logan L
    Louisville, KY
    Posted on June 5th, 2026 12:38 PM
    Michael worked with us through the whole process and made everything easy.
    Reply from Michael Fergie
    June 5th, 2026 12:48 PM
    Congrats on your new home. Enjoy Louisville!
  • Encompass
    Z
    Zoya N L
    Birmingham, AL
    Posted on June 4th, 2026 02:50 PM
    Mr. Fergie was incredibly helpful and communicative throughout the whole process, which made everything extremely easy for us!
    Reply from Michael Fergie
    June 4th, 2026 04:20 PM
    Thank you for the kind words. Enjoy Birmingham!
  • Encompass
    T
    Tyler J T
    Mims, FL
    Posted on May 25th, 2026 12:13 PM
    Seamless process
    Reply from Michael Fergie
    May 25th, 2026 12:29 PM
    Thank you for allowing us to assist. Enjoy your new home!
  • Encompass
    L
    Laura L P
    Oxford, MS
    Posted on May 7th, 2026 07:16 PM
    Couldn't have been better!
    Reply from Michael Fergie
    May 7th, 2026 07:26 PM
    Thank you for the kind words. You all were a pleasure to work with as well!
  • 10 of 124
    About
    My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Private Banking
    Financial Planning
    MD Lending specialist
    Portfolio and secondary market mortgage products
    100% LTV mortgages up to $1.5mm for MDs
    What is the Search Rank Score®?
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    Memberships
    • Proud Father to an Amazing Daughter Club
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 472329
    Awards
    Dad of the Year- v...
    Achievements
    • 2 time Diamond Circle Award recipient
    Hobbies
    • Being dad
    • Watching sports
    • Working out
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.