Michael Fergie
Mortgage Loan Officer
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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Michael was responsive, prompt and professional in addressing any questions or concerns I encountered. Thank you Michael!
Reply from Michael Fergie
October 13th, 2026 01:11 PM
Thank you for the feedback. Have a great day!
Michael is terrific to work with! He made the process super easy and communicated every step of the way!
Reply from Michael Fergie
October 7th, 2026 01:42 PM
Thanks for sharing your experience. Congrats on your new home!
Michael was very communicative and responsive whenever we had questions. He made the loan application and closing process clear. We appreciate his help and the First Horizon team's help!
Reply from Michael Fergie
October 6th, 2026 02:40 PM
Thank you for the kind words. Congrats on your new home!
Great team
Reply from Michael Fergie
September 18th, 2026 12:56 PM
Congrats on your new home!
Good job :)
Reply from Michael Fergie
August 12th, 2026 06:01 PM
Thank you!
Organized, efficient
Reply from Michael Fergie
July 6th, 2026 12:49 PM
Thank you Dr. Anderson. I hope you enjoy your new home!
Michale Fergie made everything so easy for me. This is my second loan with him and both experiences were great! I would and have recommended him to my friends. He is always responsive to e-mail requests and worked well with my real estate agent....
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Reply from Michael Fergie
July 1st, 2026 04:04 PM
Thank you for the opportunity! I hope you enjoy Knoxville. :-)
Michael Fergie!
Reply from Michael Fergie
July 1st, 2026 01:35 PM
:-) congrats on your new home!
Michael was easy to work with and communicative throughout the whole process!
Reply from Michael Fergie
June 16th, 2026 09:11 PM
Thank you for the kind words. Congrats on your new home!
Huge undertaking for us since we were first time homebuyers living in two different places prior to Memphis. Everythin virutally was easy, straightforward, and a pleasure.
Reply from Michael Fergie
June 8th, 2026 01:22 PM
Congrats on your new home. Welcome to Memphis!
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About
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Private Banking
Financial Planning
MD Lending specialist
Portfolio and secondary market mortgage products
100% LTV mortgages up to $1.5mm for MDs
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Memberships
- Proud Father to an Amazing Daughter Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Awards
Dad of the Year- v...
Achievements
- 2 time Diamond Circle Award recipient
Hobbies
- Being dad
- Watching sports
- Working out
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.