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Michael Fergie - Mortgage Loan Officer in Memphis, TN

Michael Fergie

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Mortgage Loan Officer

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My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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Reviews from Web
  • Encompass
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    John M M
    Memphis, TN
    Posted on December 9th, 2024 04:41 PM
    Michael Fergie did
    Reply from Michael Fergie
    December 9th, 2024 04:56 PM
    Congrats on your purchase! Now the fun begins. :-)
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    William T P
    Jasper, TN
    Posted on November 19th, 2024 02:13 PM
    During the preparation of the preliminary closing documents, there was an egregious error in our estimated monthly payment total. Instead of approximately $6000 a year for property taxes, it showed over $44,000 per year . The gross error was...
    read more
    Reply from Michael Fergie
    November 19th, 2024 03:52 PM
    Mr. Parks Thank you for the constructive feedback. I’ll be sure to share this with my closing and technology teams. Your home looks amazing!
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    Amy A
    Nashville, TN
    Posted on October 3rd, 2024 08:24 PM
    Extremely responsive helpful and quick. Thank you!
    Reply from Michael Fergie
    October 3rd, 2024 08:30 PM
    congrats on your new home!
  • Encompass
    J
    Jennie D
    Memphis, TN
    Posted on September 10th, 2024 01:50 PM
    Michael was knowledgeable and available. The entire process was efficient.
    Reply from Michael Fergie
    September 10th, 2024 01:58 PM
    congrats on your new home!
  • Encompass
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    Jonathan A M
    Houston, TX
    Posted on August 1st, 2024 01:51 PM
    Michael was fantastic! Very responsive and thorough in our communications.
    Reply from Michael Fergie
    August 1st, 2024 02:17 PM
    Thank you for the kind words. I hope you enjoy Houston!
  • Encompass
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    Kyle J M
    Memphis, TN
    Posted on July 26th, 2024 12:38 PM
    Being able to handle everything online and through email was very convenient.
    Reply from Michael Fergie
    July 26th, 2024 12:48 PM
    congrats on your new home!
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    L
    Lauren M
    Medina, TN
    Posted on July 19th, 2024 01:00 AM
    Answered all questions very quickly. Good customer service. Always friendly. Enjoyed working with him.
    Reply from Michael Fergie
    July 19th, 2024 03:12 PM
    Thanks for the kind words. Welcome to Tennessee!
  • Encompass
    H
    Hunter R H
    Memphis, TN
    Posted on July 12th, 2024 01:22 AM
    Michael was very helpful throughout the entire process! He helped us jump through all the hoops with ease and sort out things that made our homebuying experience a little nontraditional
    Reply from Michael Fergie
    July 12th, 2024 01:07 PM
    Congrats on the new home! Best of luck during your residency.
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    William C H
    Memphis, TN
    Posted on July 10th, 2024 05:37 PM
    Michael was a phenomenal help during this process. I could not imagine a better advisor.
    Reply from Michael Fergie
    July 10th, 2024 06:43 PM
    Thank you for the kind words. Congrats on the new home!
  • Encompass
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    Ernest S B
    Memphis, TN
    Posted on June 13th, 2024 01:24 PM
    Michael made this process smooth from the very beginning. The online portal was intuitive and there were no significant issues along the way. I would recommend Michael and the First Horizon team whole heartedly.
    Reply from Michael Fergie
    June 13th, 2024 01:39 PM
    Thank you for the kind words and congrats on your new home!
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    About
    My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Private Banking
    Financial Planning
    MD Lending specialist
    Portfolio and secondary market mortgage products
    100% LTV mortgages up to $1.5mm for MDs
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    Memberships
    • Proud Father to an Amazing Daughter Club
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 472329
    Awards
    Dad of the Year- v...
    Achievements
    • 2 time Diamond Circle Award recipient
    Hobbies
    • Being dad
    • Watching sports
    • Working out
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.