

Michael Fergie
Mortgage Loan Officer

My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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electronic signatures on everything. Easy to use portal for all docs/signatures.
Reply from Michael Fergie
January 9th, 2026 01:41 PM
Congrats on your new home!
Michael Fergie made it great! The process to sell & purchase had more surprises than a normal process & he was there every step of the way & answered every question. I felt like I had so much support even beyond the loan process. Don't lose...
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Reply from Michael Fergie
January 7th, 2026 03:25 PM
Thank you for the kind words. Enjoy your new "pets" :-)!
Michael was always great to answer and questions or concerns we were having. Over all it was very smooth, and the process simple to follow with the on line portal.
Reply from Michael Fergie
January 5th, 2026 01:45 PM
Hi Karen - thanks for the feedback. Congrats on your new home!
Michael Fergie managed the process better than expected He kept in contact with us each step. He answered any & all questions. He helped calm us when things got a little crazy.I would recommend Michael to anyone needing to finance a home!
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Reply from Michael Fergie
December 31st, 2025 05:36 PM
Thank you for the kind words. Congrats on your new home!
Very professional
Reply from Michael Fergie
November 17th, 2025 02:02 PM
Congrats on your new home!
Michael was always attentive, responsive and helpful with his advice and progress.
Reply from Michael Fergie
October 13th, 2025 07:44 PM
Congrats on your new home!
Michael's timely assistance made it possible to have a great experience. Thank you.
Reply from Michael Fergie
October 7th, 2025 05:28 PM
Thank you for the kind words!
Easy and satisfying process. Thanks
Reply from Michael Fergie
September 15th, 2025 01:39 PM
Congrats on your new home!
Michael did a great job managing the entire process. We changed to trust ownership at closing late in the process and Michael was able to expidiite the approval process to get this completed. Great job.
Reply from Michael Fergie
August 25th, 2025 01:46 PM
congrats on the new home!
Michael was very helpful
Reply from Michael Fergie
August 18th, 2025 12:44 PM
Congrats on your new home!
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About
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Private Banking
Financial Planning
MD Lending specialist
Portfolio and secondary market mortgage products
100% LTV mortgages up to $1.5mm for MDs
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Memberships
- Proud Father to an Amazing Daughter Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Awards
Dad of the Year- v...
Achievements
- 2 time Diamond Circle Award recipient
Hobbies
- Being dad
- Watching sports
- Working out
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.