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Michael Fergie - Mortgage Loan Officer in Memphis, TN

Michael Fergie

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Mortgage Loan Officer

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My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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Reviews from Web
  • Encompass
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    Dana J W
    Memphis, TN
    Posted on February 20th, 2026 01:51 PM
    It was great
    Reply from Michael Fergie
    February 20th, 2026 02:37 PM
    Thanks for the feedback!
  • Encompass
    J
    James E M
    Osprey, FL
    Posted on February 12th, 2026 01:43 PM
    Easy and great communication throughout the entire process.
    Reply from Michael Fergie
    February 12th, 2026 02:26 PM
    Thank you for the kind words. Hope you all enjoy Valentine's Day in your new home!
  • Encompass
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    Madeline G W S
    Nesbit, MS
    Posted on January 20th, 2026 11:56 PM
    Great communication and willingness to walk us through the process all along the way!
    Reply from Michael Fergie
    January 21st, 2026 02:04 PM
    Congrats on your new home!
  • Encompass
    T
    Thomas R
    Albany, GA
    Posted on January 9th, 2026 01:20 PM
    electronic signatures on everything. Easy to use portal for all docs/signatures.
    Reply from Michael Fergie
    January 9th, 2026 01:41 PM
    Congrats on your new home!
  • Encompass
    B
    Brandy G
    Byhalia, MS
    Posted on January 7th, 2026 03:15 PM
    Michael Fergie made it great! The process to sell & purchase had more surprises than a normal process & he was there every step of the way & answered every question. I felt like I had so much support even beyond the loan process. Don't lose...
    read more
    Reply from Michael Fergie
    January 7th, 2026 03:25 PM
    Thank you for the kind words. Enjoy your new "pets" :-)!
  • Encompass
    K
    Karen E F
    Swanton, OH
    Posted on January 3rd, 2026 01:42 PM
    Michael was always great to answer and questions or concerns we were having. Over all it was very smooth, and the process simple to follow with the on line portal.
    Reply from Michael Fergie
    January 5th, 2026 01:45 PM
    Hi Karen - thanks for the feedback. Congrats on your new home!
  • Encompass
    J
    James G
    Byhalia, MS
    Posted on December 31st, 2025 05:29 PM
    Michael Fergie managed the process better than expected He kept in contact with us each step. He answered any & all questions. He helped calm us when things got a little crazy.I would recommend Michael to anyone needing to finance a home!
    read more
    Reply from Michael Fergie
    December 31st, 2025 05:36 PM
    Thank you for the kind words. Congrats on your new home!
  • Encompass
    D
    David D
    Fayetteville, GA
    Posted on November 17th, 2025 01:20 PM
    Very professional
    Reply from Michael Fergie
    November 17th, 2025 02:02 PM
    Congrats on your new home!
  • Encompass
    R
    Robin G H
    Germantown, TN
    Posted on October 13th, 2025 01:59 AM
    Michael was always attentive, responsive and helpful with his advice and progress.
    Reply from Michael Fergie
    October 13th, 2025 07:44 PM
    Congrats on your new home!
  • Encompass
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    Hosie B R
    Arlington, TN
    Posted on October 7th, 2025 04:29 PM
    Michael's timely assistance made it possible to have a great experience. Thank you.
    Reply from Michael Fergie
    October 7th, 2025 05:28 PM
    Thank you for the kind words!
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    About
    My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Private Banking
    Financial Planning
    MD Lending specialist
    Portfolio and secondary market mortgage products
    100% LTV mortgages up to $1.5mm for MDs
    What is the Search Rank Score®?
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    Memberships
    • Proud Father to an Amazing Daughter Club
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 472329
    Awards
    Dad of the Year- v...
    Achievements
    • 2 time Diamond Circle Award recipient
    Hobbies
    • Being dad
    • Watching sports
    • Working out
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.