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Michael Fergie - Mortgage Loan Officer in Memphis, TN

Michael Fergie

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Mortgage Loan Officer

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My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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  • Encompass
    L
    Laura L P
    Oxford, MS
    Posted on May 7th, 2026 07:16 PM
    Couldn't have been better!
    Reply from Michael Fergie
    May 7th, 2026 07:26 PM
    Thank you for the kind words. You all were a pleasure to work with as well!
  • Encompass
    A
    Ashley L A
    Chuckey, TN
    Posted on May 1st, 2026 01:39 PM
    Michael was professional, responsive, and made the entire process smooth and stress-free. He explained everything clearly and worked hard to get us the best outcome. Highly recommend!
    Reply from Michael Fergie
    May 1st, 2026 01:44 PM
    Thank you so much for the kind words. Congratulations on your new home!
  • Encompass
    T
    Tanya L H
    Nashville, TN
    Posted on April 21st, 2026 09:57 PM
    Michael made our loan process smooth and easy from start to finish. He was professional, responsive, and always willing to help with any questions we had. We truly appreciated how stress free he made the experience. Highly recommend working...
    read more
    Reply from Michael Fergie
    April 22nd, 2026 01:18 PM
    Thank you so much for the kind words. It was my pleasure to work with you all!
  • Encompass
    A
    Aleksandr P
    Memphis, TN
    Posted on March 31st, 2026 01:24 PM
    This process was very easy. Michael was great to work with and very knowledgeable.
    Reply from Michael Fergie
    March 31st, 2026 01:40 PM
    Thank you for the kind words!
  • Encompass
    J
    Justin M P
    Germantown, TN
    Posted on March 16th, 2026 02:05 PM
    Michael was helpful throughout the entire process!
    Reply from Michael Fergie
    March 16th, 2026 02:20 PM
    Thank you for the feedback!
  • Encompass
    D
    Daniel S
    Memphis, TN
    Posted on March 13th, 2026 09:20 PM
    Michael was great! Very responsive and communicativr
    Reply from Michael Fergie
    March 16th, 2026 12:33 PM
    Thank you for the feedback!
  • Encompass
    L
    Lori W
    Memphis, TN
    Posted on February 26th, 2026 02:09 PM
    Process was easy and stress free
    Reply from Michael Fergie
    February 26th, 2026 03:24 PM
    Thank you for the feedback. Have a great day!
  • Encompass
    D
    Dana J W
    Memphis, TN
    Posted on February 20th, 2026 01:51 PM
    It was great
    Reply from Michael Fergie
    February 20th, 2026 02:37 PM
    Thanks for the feedback!
  • Encompass
    J
    James E M
    Osprey, FL
    Posted on February 12th, 2026 01:43 PM
    Easy and great communication throughout the entire process.
    Reply from Michael Fergie
    February 12th, 2026 02:26 PM
    Thank you for the kind words. Hope you all enjoy Valentine's Day in your new home!
  • Encompass
    M
    Madeline G W S
    Nesbit, MS
    Posted on January 20th, 2026 11:56 PM
    Great communication and willingness to walk us through the process all along the way!
    Reply from Michael Fergie
    January 21st, 2026 02:04 PM
    Congrats on your new home!
  • 1120 of 125
    About
    My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Private Banking
    Financial Planning
    MD Lending specialist
    Portfolio and secondary market mortgage products
    100% LTV mortgages up to $1.5mm for MDs
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Proud Father to an Amazing Daughter Club
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 472329
    Awards
    Dad of the Year- v...
    Achievements
    • 2 time Diamond Circle Award recipient
    Hobbies
    • Being dad
    • Watching sports
    • Working out
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.