Michael Fergie
Mortgage Loan Officer
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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Michael worked with us through the whole process and made everything easy.
Reply from Michael Fergie
June 5th, 2026 12:48 PM
Congrats on your new home. Enjoy Louisville!
Mr. Fergie was incredibly helpful and communicative throughout the whole process, which made everything extremely easy for us!
Reply from Michael Fergie
June 4th, 2026 04:20 PM
Thank you for the kind words. Enjoy Birmingham!
Seamless process
Reply from Michael Fergie
May 25th, 2026 12:29 PM
Thank you for allowing us to assist. Enjoy your new home!
Couldn't have been better!
Reply from Michael Fergie
May 7th, 2026 07:26 PM
Thank you for the kind words. You all were a pleasure to work with as well!
Michael was professional, responsive, and made the entire process smooth and stress-free. He explained everything clearly and worked hard to get us the best outcome. Highly recommend!
Reply from Michael Fergie
May 1st, 2026 01:44 PM
Thank you so much for the kind words. Congratulations on your new home!
Michael made our loan process smooth and easy from start to finish. He was professional, responsive, and always willing to help with any questions we had. We truly appreciated how stress free he made the experience. Highly recommend working...
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Reply from Michael Fergie
April 22nd, 2026 01:18 PM
Thank you so much for the kind words. It was my pleasure to work with you all!
This process was very easy. Michael was great to work with and very knowledgeable.
Reply from Michael Fergie
March 31st, 2026 01:40 PM
Thank you for the kind words!
Michael was helpful throughout the entire process!
Reply from Michael Fergie
March 16th, 2026 02:20 PM
Thank you for the feedback!
Michael was great! Very responsive and communicativr
Reply from Michael Fergie
March 16th, 2026 12:33 PM
Thank you for the feedback!
Process was easy and stress free
Reply from Michael Fergie
February 26th, 2026 03:24 PM
Thank you for the feedback. Have a great day!
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About
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Private Banking
Financial Planning
MD Lending specialist
Portfolio and secondary market mortgage products
100% LTV mortgages up to $1.5mm for MDs
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Memberships
- Proud Father to an Amazing Daughter Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Awards
Dad of the Year- v...
Achievements
- 2 time Diamond Circle Award recipient
Hobbies
- Being dad
- Watching sports
- Working out
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.