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The Mike Engelking Mortgage Team - NOVA Home ...
VP/Branch Manager | NMLS #163280

Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a... Show More
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Reviews from Web
Nova is an excellent company to work with. They are constantly on top of every big and small detail. They made the whole process go by without any headaches thanks to their easy to work with app. Mike and his team would also call me from time...
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Reply from Owner
February 2nd, 2026 05:56 PM
Jose, it's great to know that you found the process smooth and hassle-free with the support of Nova's app and my team. Keeping on top of every detail is something I prioritize, so I'm glad to hear it made a difference for you. If you consider...
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Mike and Deborah and Dorathy were on top of every question I had. They would communicate within minutes and find solutions to any small issues we came across within seconds; plus they would call me here and there to check up on me to see if...
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Reply from The Mike Engelking Mortgage Team - ...
February 2nd, 2026 05:57 PM
Thank you for sharing your experience, Jose. I'm glad we could provide timely communication and assistance throughout the process. It's great to hear that you found our mobile app easy to use for document uploads and signing. If you need further...
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Great communication, staying in touch over the years, great explanations, won't push you towards something you don't want to do.
Reply from The Mike Engelking Mortgage Team - ...
January 30th, 2026 07:43 PM
Garret, I appreciate your recognition of the ongoing communication and clear explanations provided over the years. It's important to me that clients feel comfortable and never pressured into decisions they're not ready for. If you ever have...
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communication & use of the platforms to upload documents - status update videos throughout the process to keep me informed - every efficient process and customer service
Reply from The Mike Engelking Mortgage Team - ...
January 27th, 2026 09:53 PM
Tamsin, it's great to know that you found the communication and document upload process helpful. Keeping clients informed with status update videos is something I aim to do, and I'm pleased it made the process efficient for you. If there's...
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Excellent service!! Highly recommend Mike!
We were well informed with every step of the closing!
Reply from Owner
January 27th, 2026 09:53 PM
I appreciate your kind words and recommendation, Jim. Keeping you well informed throughout the closing process is a priority for me. If there's anything more I can do for you, please don't hesitate to get in touch.
We were always updated!
Reply from The Mike Engelking Mortgage Team - ...
January 10th, 2026 07:29 PM
It's great to know that you felt well-informed throughout the process. Keeping clients up to date is a priority for me to ensure a smooth experience. If you have any other questions or need further assistance, feel free to reach out.
1) On-Time Closing with no surprises (in over 5 years working with Mike, ALL my closings are ON-TIME!)2) Great Communication throughout the process, no chatbots to deal with. Always a live person to talk to!3) Excellent Support Team (Mike and...
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Reply from The Mike Engelking Mortgage Team - ...
January 7th, 2026 10:14 PM
It's gratifying to hear that over the past five years, your experiences have consistently been positive and stress-free. Ensuring on-time closings and clear, direct communication is something I prioritize, so I'm glad this has met your expectations....
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Very professional 👍
Reply from The Mike Engelking Mortgage Team - ...
January 5th, 2026 05:59 PM
Thank you for your feedback. I'm pleased to know you found the experience professional. If there are any other ways I can assist you, please feel free to reach out.
Getting everything ready for the refinance was easy and straightforward. Would have appreciated a heads up about the PSI going up which reduced the monthly savings. I think it was because of the loan amount increasing.
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Reply from The Mike Engelking Mortgage Team - ...
December 29th, 2025 08:30 PM
I appreciate your feedback on the refinancing process, Cynthia. I'm glad to hear that you found it easy and straightforward. Your point about the PSI is well taken, and I'll make sure to keep better communication at the forefront regarding...
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excellent customer service, michael and the entire team were incredibly patient and took the time to explain every detail the communication was fast and clear. thanks to the entire team I highly recommend Nova home loans.
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Reply from Michael Engelking
December 11th, 2025 05:33 PM
I'm glad to know that you appreciated the patience and detailed explanations provided by me and the team. Clear and prompt communication is something I always strive for. Thank you for your kind words and recommendation. If you have any more...
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About
Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a loan solution that truly fits their lives—whether it’s buying a first home, upgrading to a dream home, refinancing into a better rate, or investing with long-term plans in mind. I take the time to sit down with each client, ask the right questions, and explain the process in simple terms so they always feel confident and informed. This approach has placed me in the top 1% of mortgage planners nationwide, with 100% of my business coming from referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
Conventional Loans
USDA Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
VA Loans
FHA Loans
HELOC
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Positions
- NOVA Home Loans - VP-Branch Manager-Senior Loan OfficerApr 1st, 2015 - Current
Memberships
- Provisors
- NMLS
- Chairman's Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #163280
- CO
- AZ
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Awards
Top 1 percent Mort...
Achievements
- Top 1% Mortgage Originators Multiple Year Recipient as ranked by Mortgage Executive Magazine
- Top 1% Performer in Customer Satisfaction
Hobbies
- Going to the movies
- Cooking
- Hiking
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Disclaimer
Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Phone: 720.387.3013 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |