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The Mike Engelking Mortgage Team - NOVA Home ...
VP/Branch Manager | NMLS #163280

Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a... Show More
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The patience and guidance during the process, even when certain challenges arose
The Mike Engelking Mortgage Team - NOVA Home Loans has received a review with 5 star rating from Jasmine C
My experience was not great. Their mandated home inspection was bullshit. I ended up spending over 10k fixing things I was lead to believe were in decent working conditions. I wasn’t able to use my own without additional cost.
This was a tricky sale. Dorothy & Mike worked hard to make sure all of our numbers lined up for closing including down payment assistance. Our client is very happy and we had a great experience.
Reply from The Mike Engelking Mortgage Team - ...
July 9th, 2026 06:13 PM
Team, I'm happy to know that Dorothy and I could assist in ensuring everything lined up smoothly for your sale, including the down payment assistance. It's great to hear that your client is very happy and that you had a positive experience....
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This team was so amazing. They made everything so easy and greatly reduced the stress I was feeling with the whole process. As a new homebuyer, they made me feel comfortable asking any and all questions that I had. I would highly recommend...
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Reply from The Mike Engelking Mortgage Team - ...
July 6th, 2026 10:50 PM
Kathryn, I'm happy to hear that the team made your homebuying process easy and helped reduce your stress. It's great to know you felt comfortable asking questions. Your recommendation means a lot, and I'm here if you ever need further assistance....
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Great communication and answed any questions I had
Reply from Michael Engelking
July 13th, 2026 02:12 PM
Jason, I appreciate your kind words about the communication and support you received. It's good to know that all your questions were answered. If there's anything more I can help with, please feel free to reach out.
good communication and video calls
Reply from The Mike Engelking Mortgage Team - ...
June 28th, 2026 09:00 PM
Heather, I appreciate your feedback about the good communication and video calls. If there's anything else I can assist you with, please let me know.
They were very helpful walking me through each and every process whether it was complicated or not Mike really helped to break down complicated issues to make them more understandable for me!
Reply from Owner
June 19th, 2026 04:38 PM
Jordan, I appreciate your kind words. I'm glad I could help clarify things for you and make the process easier. If you need any more assistance, don't hesitate to reach out.
Mike was very helpful at breaking things down when they were complicated! Thank you for all the help!
Reply from The Mike Engelking Mortgage Team - ...
June 19th, 2026 04:37 PM
Jordan, I appreciate your kind words. I'm glad I could help clarify things for you and make the process easier. If you need any more assistance, don't hesitate to reach out.
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About
Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a loan solution that truly fits their lives—whether it’s buying a first home, upgrading to a dream home, refinancing into a better rate, or investing with long-term plans in mind. I take the time to sit down with each client, ask the right questions, and explain the process in simple terms so they always feel confident and informed. This approach has placed me in the top 1% of mortgage planners nationwide, with 100% of my business coming from referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
Conventional Loans
USDA Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
VA Loans
FHA Loans
HELOC
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Positions
- NOVA Home Loans - Senior Loan OfficerApr 1st, 2015 - Current
Memberships
- Provisors
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #163280
- CO
- AZ
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Awards
Top 1 percent Mort...
Achievements
- Top 1% Mortgage Originators Multiple Year Recipient as ranked by Mortgage Executive Magazine
- Top 1% Performer in Customer Satisfaction
Hobbies
- Going to the movies
- Cooking
- Hiking
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Disclaimer
Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Phone: 720.387.3013 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |