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The Mike Engelking Mortgage Team - NOVA Home ...
VP/Branch Manager | NMLS #163280
Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a... Show More
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Reviews from Web
Assistant Dorothy was on top of things and communicated with us well. Mike and Dorothy both were easy to reach and got back to us quickly.
Reply from Michael Engelking
June 8th, 2025 04:06 PM
I'm thrilled to hear that Dorothy and I were able to assist you effectively. It's great to know that our communication met your expectations. Thank you for your kind words and for choosing Nova Home Loans.
Michael gave us great service and was very thorough. We closed ahead of schedule.
Reply from Owner
June 1st, 2025 11:13 PM
Vicki, we are very happy you felt like you received great service! Thank you for the review!
Loan approval was quick and we were able to close quicker than antipated. Michael gave great service. Our only issue was one of his processors (not Dorothy) who didn't communicate thoroughly and left us frustrated. When we talked with Michael,...
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Reply from Michael Engelking
May 29th, 2025 07:35 PM
I'm glad to hear that the loan approval and closing process went smoothly and that you appreciated the service provided. I apologize for the initial communication issues you experienced with one of our team members. Your feedback is valuable,...
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Working with Mike and team was always easy, their experience and friendlyness made this a great experience
Reply from Michael Engelking
May 12th, 2025 12:50 PM
I'm thrilled to hear that your experience with my team and me was great. It was a pleasure working with you, and I appreciate your kind words about our service at Nova Home Loans.
The whole team was friendly, knowledgeable, quick to respond. They really made the process of obtaining a VA home loan feel effortless. They performed in advance of what was expected. I would highly recommend.
Reply from Owner
June 1st, 2025 11:49 PM
Thank you, Elizabeth! We are happy to hear that you had a good experience with your VA home loan! We appreciate your trust and business!
The whole team was friendly, knowledgeable, quick to respond. They really made the process of obtaining a VA home loan feel effortless. They performed in advance of what was expected. I would highly recommend.
Reply from Michael Engelking
May 6th, 2025 10:57 PM
I'm thrilled to hear that your experience with our team was so positive and that we could make the VA home loan process feel effortless for you. It was a pleasure to assist you, and I truly appreciate your recommendation.
Michael and his team did an outstanding job. They made the loan process simple and easy. They we with every step of the way during our home buying process. Thank you Michael, we greatly appreciate you and your team.
Reply from Michael Engelking
April 27th, 2025 04:12 PM
I'm thrilled to hear that you found the loan process simple and easy. It was a pleasure assisting you with your home buying journey. Thank you for your kind words and appreciation for our team at Nova Home Loans.
NOVA HOMES LOANS HELPED US WITH GETTING OUR CREDIT SCORES UP AND THE WHOLE TEAM WAS SO EASY TO WORK WITH. DOROTHY AND MICHAEL EXPLAINED EVERY STEP TO US AND THEY DIDNT MAKE US FEEL DUMB WHEN WE HAD QUESTIONS. THANK YOU ALL SO MUCH FOR MAKING...
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Reply from Michael Engelking
April 26th, 2025 02:24 PM
I'm thrilled to hear that we could assist you in improving your credit scores and make the process smooth and understandable. It was a pleasure working with you, and I'm glad Dorothy and I could be part of making your dream come true. Thank...
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Mike and his team at NOVA Home Loans did a fantastic job! They were able to close an FHA loan in just 2 weeks—an impressive feat. The entire process was absolutely seamless, even with the pressure of closing so quickly.Thanks to their expertise,...
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Reply from Michael Engelking
April 18th, 2025 09:26 PM
I'm thrilled to hear about your positive experience with our team at Nova Home Loans. It was a pleasure assisting with the FHA loan and ensuring everything was handled efficiently. Thank you for your recommendation and for recognizing the efforts...
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I highly advise not buying a home with Mike and his team at Nova home loans.. they charged unnecessary fees and points for me to get this loan .. this was my first time buying a home and I feel like I got taken advantage of.. honestly I had...
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About
Since 1996, I’ve built my mortgage business on a simple philosophy: make clients so happy they refer their friends and family. By focusing on relationships, trust, and truly understanding each client’s wants, needs, and goals, I can craft a loan solution that truly fits their lives—whether it’s buying a first home, upgrading to a dream home, refinancing into a better rate, or investing with long-term plans in mind. I take the time to sit down with each client, ask the right questions, and explain the process in simple terms so they always feel confident and informed. This approach has placed me in the top 1% of mortgage planners nationwide, with 100% of my business coming from referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
Conventional Loans
USDA Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
VA Loans
FHA Loans
HELOC
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Positions
- NOVA Home Loans - VP-Branch Manager-Senior Loan OfficerApr 1st, 2015 - Current
Memberships
- Provisors
- NMLS
- Chairman's Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #163280
- CO
- AZ
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Awards
Top 1 percent Mort...
Achievements
- Top 1% Mortgage Originators Multiple Year Recipient as ranked by Mortgage Executive Magazine
- Top 1% Performer in Customer Satisfaction
Hobbies
- Going to the movies
- Cooking
- Hiking
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Disclaimer
Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Phone: 720.387.3013 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |