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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Michael and Ana were exceptional in this transaction with frequent communication with both my client and me. The process was very smooth and my client is quite happy with her new purchasae.
Reply from Michael Eberhardt
April 9th, 2024 08:51 PM
I'm truly grateful for your kind words and the 5-star rating, Terry. It was a pleasure being a part of your journey towards homeownership. Ana and I are always committed to making transactions as seamless as possible, and your satisfaction...
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Everything was clearly explained or repeated until I did understand. I was encouraged to call with any questions or concerns. Overall a smooth process!
Reply from Michael Eberhardt
April 9th, 2024 08:53 PM
I'm thrilled to hear that you found the process to be clear and smooth, Toni. That's exactly what we aim for at Guild Mortgage! We understand that a FHA loan can be complex, so we always make sure to explain things until they make sense to...
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The communication was top notch, very professional and an overall great experience for myself and my client. Thank you
Reply from Michael Eberhardt
April 9th, 2024 08:52 PM
I sincerely appreciate your glowing review, Angela. It was a pleasure to assist you with your conventional loan, and I'm delighted to know that you had a great experience with Guild Mortgage. Your feedback on my communication and professionalism...
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Michael and his team were great to work with. Excellent communication.
Reply from Michael Eberhardt
April 9th, 2024 08:52 PM
I'm thrilled to hear that you're satisfied with the service my team and I provided at Guild Mortgage, Zhong. Excellent communication is something we strive for, and it's wonderful to know we hit the mark for you. We appreciate your high rating...
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Everything was clear and tightly controlled through the entire process. Mike and his team were great.
Reply from Michael Eberhardt
October 10th, 2025 09:05 PM
We appreciate your positive feedback. It's great to know that you found the process clear and well-managed. Mike and his team are committed to ensuring a smooth experience for our clients, and it’s rewarding to hear that reflected in your review....
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Michael has vast knowledge of the mortgage industry and he has an amazing team behind him as well.
Reply from Michael Eberhardt
October 10th, 2025 09:06 PM
Armando, we appreciate your acknowledgment of Michael's expertise and the support from his team. It's great to hear that their combined efforts have made a positive impact on your experience. Should you have any more mortgage needs in the future,...
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Great communication! Had the file ready to close 2 days early. It was a flawless closing. Thank you Mike!
Reply from Michael Eberhardt
October 10th, 2025 09:06 PM
David, we appreciate your feedback. It's good to know that the communication and early readiness of the file contributed to a seamless closing process. Ensuring a smooth and timely experience is a key focus for us. Thank you for choosing Guild...
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Michael was very informative on the whole process. He did not hesitate to take my call no matter the time of day. Ana Galvez, and the rest of your team were extremely helpful as well.
Reply from Michael Eberhardt
October 10th, 2025 09:08 PM
We appreciate your feedback, Dakota. It's great to hear that Michael and Ana, along with the rest of the team, provided helpful and thorough support throughout the process. Being available to address your questions at any time is part of our...
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The entire team was helpful, on top of everything, and super nice.
Reply from Michael Eberhardt
October 10th, 2025 09:07 PM
Thank you for your kind words about our team. We are glad to hear that you found everyone helpful and attentive during your experience with us. Should you have any further questions or need assistance, please feel free to contact us.
Always helpful and ready to answer any questions.
Reply from Michael Eberhardt
October 10th, 2025 09:08 PM
We appreciate your review. It's great to know that you've found our team consistently helpful and responsive to your questions. Ensuring you feel supported and informed is our priority. Should you have any more questions or need further assistance,...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.