

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Working with Envoy has been the worst experience I've ever been through. I have good credit and provided everything that has been asked of me. Two and a half months later.... I still have not closed on my home. I actually had to hire legal...
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Jason and his entire team were great. He took the time to break down the entire process with me, made me feel comfortable yet knowledgeable about how financing was going to work. He was great with giving estimates (higher) so that you could...
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They were patient and provided us with never ending guidance and support. Most importantly they told us what we needed to hear, and not what we wanted to hear. They made our goals realistic, and didn't give us any false promises. This whole...
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My husband and I have worked with Michael and his team twice now and I have referred him to several friends. Michael is fantastic to work with because of all the updates! You never have to wonder what your status is in the process of acquiring...
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Michael and his team were fast, informative and extremely helpful to us during our first homebuying experience! Thank you all!
This group helped me purchase my first home. They were patient with my never ending questions. Kept me updated daily of the progress and took away my anxiety. Basically I was treated like family.
This group helped me purchase my first home. They were patient with my never ending questions. Kept me updated daily of the progress and took away my anxiety. Basically I was treated like family.
Extraordinarily professional. Always explains the process completely. Will never use anyone else!
Attention to detail
Follow through
Said what you would do, did what you said
Quick response to our concerns
Michael and his amazing LeaderOne Team are the true and immeasurable platinum standard of excellence and professionalism. This group of extraordinary individuals are the definitive epitome of what others in the Mortgage Lending business should...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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