

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael is very thorough, timely and helpful. He explained the process of buying our first home in a detailed, easy to understand manner. He always went above and beyond..... met with us personally when we had questions, provided detailed handouts,...
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Micheal I is a very thorough, open and honest. He can be a bit intense, but that's just because he is just very serious about his work. Almost right we wouldn't get the loan but with Michaels knowledge, we found other avenues .
Wonderful to work with, very personable. Michael made my first home buying experience easy quick and painless. Would reccomend him to all my friends and family!!!
I totally was very pleased with the service of Michael Creed's. He was always responding quickly to my questions and emails and helped me tremendously with getting everything approved in very little time for the purchase of my home. I would...
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We would absolutely recommend Michael. He helped us purchase a foreclosure and made the process simple and easy to understand. A great guy and top-notch professional.
Michael was extremely knowledgeable, organized, and had phenomenal communication skills. He was great to work with and definitely has our recommendation.
In my humble opinion Michael Creed is a man of great integrity. If I need another mortgage I will contact Michael. If anyone I know asks me if I know anyone to contact for a mortgage I will refer them to Michael Creed.
My wife and I were first time home buyers, and without Michael to lead us through the process we would have been lost. Michael was amazing to work with. He promptly answered any questions we had throughout the entire process, and was always...
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Michael was very easy to work with and very knowledgable about everything in this field! My husband and I were buying our first home and really didn't have any prior knowledge of the process. We received weekly updates on where we were in the...
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Envoy made our first home buying experience completely effortless! They were courteous, knowledgeable, and great at communication! They walked us through each step with informative information and videos. It was a pleasure working with Michael...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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