

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Team get it done . Also Got it Done. That's what happened for us. Thank you guys...
Our refinance we perfect, quick simple and organized! Thanks guys!
We were introduced to Michael Creed from our good friend and realtor Brad Koenig after having a terrible experience with another lender. We were supposed to close in a few short weeks and explained that to Michael... he told us from the beginning...
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am completely satisfied with Michael Creed and his team at Envoy Mortgage. They worked very hard to get me into a condo and kept me informed every step of the way. They worked alongside my Real Estate Agent with no issues and the closing was...
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Michael went above and beyond the obligations of the job. Michael was always there to give a nudge to speed things along when needed to get the house we wanted. Our mortgage loan has since been sold to a different company but Michael has still...
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The Greatest Mortgage team I have ever dealt with, thanks for the awesome experience! I will be talking about this for a long time.
They are going above and beyond to get our loan closed! So happy we chose Envoy!
Micheal Creed and his entire team are amazing! I can't say enough about them! We had 30 days to close with memorial weekend included and never once did I feel like it wouldn't happen. They were always right on top of everything. I really felt...
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Michael Creed and his team were able to help my client when others were not. They kept all parties informed and comfortable along the way.
Best experience ever (and I've had several mortgages). Excellent and regular communication on status, both personal and electronic. Everything explained thoroughly. Thanks to the whole team.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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