

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael and his team made the process easy and stress-free. I always knew where I was in the process, all queries I made were promptly and professionally. If an issue arose from the other side of the transaction my options were laid out in...
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Michael & team are a group that I highly recommend! They are very accessible, responding to calls/texts promptly & they keep you up to date on where your loan application is in the process. They took the time to walk me through the process,...
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Confusion at end should have been avoided. But other than that part mike and the team were great. Communication from team was great. I would recommend mike and team to others.
From start to finish, Michael did an exemplary job handling the entire process. He truly made it a very easy process and his team is outstanding!
Great experience from beginning to end! Michael and his team are knowledgeable, friendly, and made our refinancing process quick and easy. We felt that we were well taken care of and would definitely recommend LeaderOne Financial!
Great experience from beginning to end! Michael and his team are knowledgeable, friendly, and made our refinancing process quick and easy. We felt that we were well taken care of and would definitely recommend LeaderOne Financial!
Michael explained the overall process very well. Theresa then walked me through each step. She helped me whenever I was stumped and she was super responsive.
Leader One was recommended to me by my realtor. I was a little hesitant at first since I already had it in my head that I was going to go through my personal bank that I like very much. I listened to what Michael and Theresa had to offer and...
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Highly recommend! You aren’t just another loan number. You are a person! They educate you so YOU are fully aware of the process and what to expect from start to end.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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